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Best Business Loan Lenders shieldBest Business Loan Lenders
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Business lenders in California

Banks, credit unions, SBA lenders and specialty lenders that make business loans in California. Verified lenders sort first. Last checked Nov 1, 2026.

lenders
78
loan officers
10
verified
4
SBA lenders
18
Lenders sort by standing, then by how recently they were checked. Placement is never for sale.How sorting works
CB
CityFirst BankLevr partner
City First Bank finances businesses, nonprofits and community development projects, including equipment, expansion, receivables-backed credit and commercial property. It describes itself as a for-profit CDFI bank.
CDFIs and community lendersCommercial real estate loansEquipment financing
Los Angeles, CA
Drip Capital logo
Drip CapitalLevr partner
Drip Capital offers working capital for trading businesses through vendor finance, receivables finance and revolving credit. Its programs target established business activity rather than a personal-credit-only assessment.
Factoring companiesInvoice factoringWorking capital loans
Sunnyvale, CA
Fundbox logo
FundboxLevr partner
Fundbox offers business credit through direct and embedded platform channels. Available terms can differ by channel, and a public product illustration is not a confirmed borrowing limit.
Online lendersBusiness lines of creditTerm loans
San Francisco, CA
Taycor Financial logo
Taycor FinancialLevr partner
Taycor Financial offers equipment loans and leases, plus working-capital products. Its equipment application-only threshold is not a universal financing maximum; obtain a written quote for the specific program.
Equipment lessorsEquipment financingWorking capital loans
El Segundo, CA
American Capital Group logo
American Capital GroupListed
American Capital Group finances and leases business equipment selected from new or used inventory, with vendor payments and optional installation or training costs included in the agreement.
Equipment lessorsEquipment financingUnclaimed
Laguna Hills, CA
A
AvidbankListed
Avidbank provides Bay Area commercial and industrial, real estate and construction lending, alongside nationwide venture, asset-based and sponsor finance. Its lending specialties span local operating companies and venture-backed businesses.
BanksTerm loansBusiness lines of creditUnclaimed
San Jose, CA
BDB Funding and Credit Solutions logo
BDB Funding and Credit SolutionsListed
BDB Funding and Credit Solutions describes both own-capital funding and financing placed through a lender network.
Broker and lenderDirect business lendersBusiness lines of creditWorking capital loansUnclaimed
Victorville, CA
CB
CalPrivate BankListed
CalPrivate Bank serves Southern California business owners and investors with customized commercial property credit and SBA financing through Private Business Capital.
BanksSBA 7(a) loansSBA 504 loansUnclaimed
La Jolla, CA
Clear Skies Capital logo
Clear Skies CapitalListed
Clear Skies Capital offers business credit directly and through lending partners, including revolving lines and term-loan options.
Broker and lenderEquipment lessorsBusiness lines of creditTerm loansUnclaimed
San Diego, CA
CB
Commercial Bank of CaliforniaListed
Commercial Bank of California provides revolving working-capital and asset-based lines, fixed- or variable-rate term loans, equipment credit and construction lending, plus government-guaranteed options.
BanksTerm loansBusiness lines of creditUnclaimed
Irvine, CA
CW
Community West BankListed
Community West Bank offers Central California businesses term loans and small-business loans or lines for working capital, equipment, inventory and expansion. Borrowers can compare secured and unsecured structures with local lenders.
BanksTerm loansBusiness lines of creditUnclaimed
Fresno, CA
CB
CTBC Bank Corp. (USA)Listed
CTBC Bank Corp. (USA) provides commercial lending with a cross-Pacific trade focus, including asset-based, equipment and acquisition finance and SBA-backed small-business loans.
BanksTerm loansBusiness lines of creditUnclaimed
Los Angeles, CA
Dimension Funding logo
Dimension FundingListed
Dimension Funding provides equipment and software financing programmes for business buyers and vendors across the US.
Broker and lenderDirect business lendersEquipment financingUnclaimed
Irvine, CA
EB
Endeavor BankListed
Endeavor Bank provides Southern California businesses with credit lines, term loans, equipment finance and commercial property lending. Its government-backed options include SBA 7(a), 504 and California small-business development financing.
BanksTerm loansBusiness lines of creditUnclaimed
San Diego, CA
FB
FFB BankListed
FFB Bank offers SBA 7(a) and 504 financing, USDA rural-business loans and a relationship-based online business loan or line for existing checking customers.
BanksTerm loansBusiness lines of creditUnclaimed
Fresno, CA
First National Capital logo
First National CapitalListed
First National Capital Corporation finances equipment, technology, aircraft and capital projects for mid-sized and larger companies, including construction fleets and specialized asset-backed structures.
Direct business lendersEquipment financingAsset based lendingUnclaimed
Irvine, CA
FundCanna logo
FundCannaListed
FundCanna provides cannabis-industry working capital, revolving finance and vendor payments for licensed operators and related businesses.
Direct business lendersWorking capital loansBusiness lines of creditUnclaimed
Solana Beach, CA
JF
JB2 FundingListed
JB 2 Funding provides equipment loans and leases using both an internal funding division and outside financing sources.
Broker and lenderDirect business lendersEquipment financingTerm loansUnclaimed
Azusa, CA
Jules & Associates logo
Jules & AssociatesListed
Jules & Associates is an independent lender providing equipment financing for middle-market companies, with structures tailored to equipment and business cash flow.
Direct business lendersEquipment financingUnclaimed
Los Angeles, CA
Lendzi logo
LendziListed
Lendzi offers business financing directly and through a lender network, matching funding channels to the request.
Broker and lenderFactoring companiesBusiness lines of creditTerm loansUnclaimed
Los Angeles, CA
Liberty Capital Group logo
Liberty Capital GroupListed
Liberty Capital Group combines direct vendor equipment financing with lender-network placements.
Broker and lenderEquipment lessorsEquipment financingUnclaimed
San Diego, CA
Maxim Commercial Capital logo
Maxim Commercial CapitalListed
Maxim Commercial Capital provides secured financing for businesses with challenged credit, including equipment loans and leases, transportation financing and real-estate-backed business capital.
Direct business lendersEquipment financingAsset based lendingUnclaimed
Los Angeles, CA
Oxygen Funding logo
Oxygen FundingListed
Oxygen Funding is a direct growth-capital provider combining invoice financing with supplier payments and other business-credit solutions.
Direct business lendersInvoice factoringWorking capital loansUnclaimed
Lake Forest, CA
PB
PCB BankListed
PCB Bank offers commercial property and construction loans, business term loans and credit lines, plus SBA 7(a) and 504 lending. Its commercial credit can support acquisitions, refinancing and operating capital.
BanksTerm loansBusiness lines of creditUnclaimed
Los Angeles, CA

How do I know a California lender is legitimate?

Look for a charter or license link, verified status, SBA or CDFI approval where it applies, and fees in writing. Every one of those links to its official source on the entry.

What does a lender look at first?

Cash flow, credit, collateral, time in business and how much of your own money is in the deal. Each lender's minimums show on its entry so you can check fit before you call.

How does a lender get on the register?

Entries start from public records: charters, program lists and business filings. Standing rises as the lender claims its entry, adds its loan officers and verifies its details.

What happens when I request contact?

Your request goes to the lender or loan officer you chose, in their Levr workspace, and to no one else. Most reply within two business days.