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Merchant cash advance funders

Revenue based funders provide it. They look at daily card sales and bank deposits. 80 lenders offer merchant cash advances across the US and Canada, usually from $5k to $500k. Last checked Nov 1, 2026.

lenders
80
loan officers
20
verified
8
places
19

Who lends it and what they look for

Revenue based funders buy a share of your future card or bank receipts for a lump sum today and collect daily or weekly until a fixed total is repaid. They decide from recent sales rather than collateral or years in business, so approvals come in a day and many businesses a bank turns down qualify. Funders read four to six months of bank statements for steady deposits, your existing advances and negative days. Work out the total cost and the daily draw before you sign.

Read the guide: Revenue based financing: how funders decide and what it costs you in practice5 min
Verified first, then claimed, then listed. Rank is never sold.How sorting works
C
CapchaseLevr partner
Capchase currently emphasizes vendor financing for business software and hardware. Vendors receive payment while approved buyers spread the purchase over time.
Revenue based funders
Cambridge, MA
Clearco logo
ClearcoLevr partner
Clearco provides revenue-based funding for U.S. ecommerce brands, with fixed or replenishing capacity and a choice of supplier payments or cash advances. Its current eligibility is materially narrower than a general small-business funding offer.
Revenue based fundersWorking capital loansRevenue based financing
Toronto, ON
FC
Flow CapitalLevr partner
Flow Capital lends growth capital to revenue-generating companies in the US, Canada and UK. Its published structure includes warrants, so borrowers should assess dilution as well as cash cost.
Revenue based funders
Toronto, ON
Fora Financial logo
Fora FinancialLevr partner
Fora Financial offers lump-sum business loans and a separate revenue advance with payments linked to sales. Compare the legal structure, total cost and payment mechanics of the actual offer.
Broker and lenderOnline lendersWorking capital loansTerm loans
New York, NY
Greenbox Capital logo
Greenbox CapitalLevr partner
Greenbox provides business financing including merchant cash advances in the US, Puerto Rico and Canada. Its published general and product-specific limits differ, making a written product quote important.
Revenue based fundersWorking capital loansRevenue based financing
Miami, FL
Journey Capital logo
Journey CapitalLevr partner
Journey Capital is a Canadian direct lender offering term loans, revolving credit and a separate purchase of future card receivables. Compare these products separately because costs and payment obligations differ.
Online lendersWorking capital loansTerm loans
Montréal, QC
LC
Lighter CapitalLevr partner
Lighter Capital provides debt for revenue-generating technology companies without taking equity. Compare its monthly revenue-based loan with its fixed-payment term-loan option.
Revenue based fundersRevenue based financingStartup funding
Seattle, WA
P
PipeLevr partner
Pipe supplies revenue-based capital through participating business software platforms. Access depends on the platform and live business data; it is not a standard bank loan available through every software account.
Revenue based fundersRevenue based financingWorking capital loans
Miami, FL
2M7 Financial Solutions logo
2M7 directly provides Canadian merchant cash advances with fixed or sales-linked payments. The payment choice changes how a fall in revenue affects withdrawals.
Online lendersRevenue based financingCanada Small Business Financing ProgramUnclaimed
North York, ON
8
8figListed
8fig builds short ecommerce Growth Plans around connected sales and banking data. Its current homepage differs from older industry articles, so confirm the written eligibility and funding offer.
Revenue based fundersUnclaimed
Austin, TX
Access Money Canada logo
Access Money describes direct business lending and financing-provider connections for Ottawa-area businesses, including merchant cash advances.
Broker and lenderFactoring companiesRevenue based financingWorking capital loansUnclaimed
Ottawa, ON
AB
Accord provides small revenue-based advances through ISO partners, including first and second positions. Its published funding range is smaller than many general working-capital offers.
Revenue based fundersUnclaimed
Houston, TX
AI
Advancery offers revenue-based business funding and separately advertises arranged financing options.
Broker and lenderRevenue based fundersRevenue based financingWorking capital loansUnclaimed
Red Bank, NJ
Adventure Funding Group logo
Adventure Funding Group LLC provides merchant cash advances through an ISO-focused direct funding channel.
Revenue based fundersRevenue based financingWorking capital loansUnclaimed
Coral Springs, FL
AF
Alternative Funding Group markets direct merchant cash advances and working capital for small and midsize businesses.
Equipment lessorsRevenue based financingWorking capital loansUnclaimed
Fort Lauderdale, FL
AC
Amerifi Capital presents merchant cash advances and equipment financing, with the advance described as revenue-based and its broker materials emphasizing ISO-originated submissions. Public materials do not set out repayment cadence, pricing, or full qualification rules, so borrowers need…
Revenue based fundersEquipment financingRevenue based financingUnclaimed
Miami, FL
B
BackdListed
Backd offers a business line of credit and a separate bank-originated term loan. Its current product pages publish different operating-history requirements; compare the program, creditor and payment schedule on your offer.
Direct business lendersRevenue based financingWorking capital loansUnclaimed
Austin, TX
BA
Bitty now markets both revenue-based funding and fixed-fee business loans. Their payment structures differ, so identify the product before comparing cost.
Revenue based fundersUnclaimed
Dania Beach, FL
Bitty Advance 2 logo
Bitty offers revenue-based financing and fixed-fee business loans, with different repayment structures for receipts purchases and loans.
Revenue based fundersRevenue based financingTerm loansUnclaimed
Dania Beach, FL
Bizcap logo
BizcapListed
Bizcap US directly provides future-receivables funding and reusable capital options for established businesses.
Revenue based fundersRevenue based financingWorking capital loansUnclaimed
North Miami, FL
BI
Blackbridge Investment Group directly funds small businesses through revenue based financing, with repayments tied to daily or weekly business receipts.
Revenue based fundersRevenue based financingWorking capital loansUnclaimed
New York, NY
Capital Express logo
Capital Express LLC purchases future business sales to provide operating capital.
Revenue based fundersRevenue based financingWorking capital loansUnclaimed
New York, NY
Cash Flow Resources logo
Cash Flow Resources directly factors smaller invoices and separately arranges larger or different financing through its network. Its published process lets businesses select eligible invoices and receive an advance followed by the remaining balance less fees.
Broker and lenderFactoring companiesInvoice factoringWorking capital loansUnclaimed
New Orleans, LA
CL
Cashable is a direct MCA funder focused on higher-risk small businesses, with disclosed funding and minimum-revenue figures and daily, weekly, or hybrid remittances. It excludes several industries and locations, and the business agreement should be reviewed for the purchased-receivables terms and…
Revenue based fundersRevenue based financingUnclaimed
New York, NY

Who offers merchant cash advances?

Revenue based funders, along with some online lenders and fintech platforms that offer advances beside their loans.

What do merchant cash advance funders look for?

Steady daily card sales or bank deposits, four to six months of statements, few negative days and how many advances you already carry.

How does a lender get on the register?

Entries start from public records. Standing rises as the lender claims its entry, adds its loan officers and verifies its details.

How many merchant cash advance funders are on the register?

80 today, with 20 loan officers who work at them, across the US and Canada. Any lender can claim its entry and correct its details.