Business lenders in New York

Banks, credit unions, SBA lenders and specialty lenders that make business loans in New York. Verified lenders sort first. Last checked Nov 1, 2026.

lenders: 89
loan officers: 6
verified: 2
SBA lenders: 10

Lenders sort by standing, then by how recently they were checked. Placement is never for sale.How sorting works

Fora FinancialLevr partner

Fora Financial offers lump-sum business loans and a separate revenue advance with payments linked to sales. Compare the legal structure, total cost and payment mechanics of the actual offer.

Broker and lenderOnline lendersWorking capital loansTerm loans

New York, NY

Levr partneron LevrNew York, NY

OnDeckLevr partner

OnDeck offers business term loans and revolving credit for operating businesses. Compare the repayment schedule, fees, security and early-payoff conditions on the specific product you are offered.

Online lendersBusiness lines of creditTerm loans

New York, NY

Levr partneron LevrNew York, NY

Advance Funds NetworkListed

Advance Funds Network offers business funding across the US and Canada, including term loans and working-capital options, while assisting with other financing paths.

Broker and lenderRevenue based fundersTerm loansWorking capital loansUnclaimed

New York

Listedfrom public recordsNew York

Alliance OneListed

Alliance One directly purchases commercial receivables to provide working capital for small and midsize businesses.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Hauppauge, NY

Listedfrom public recordsHauppauge, NY

Alma BankListed

ALMA Bank offers operating lines, equipment term loans and owner-occupied property finance alongside SBA-backed business lending.

BanksBusiness lines of creditTerm loansUnclaimed

Astoria, NY

Listedfrom public recordsAstoria, NY

BP FinancingListed

BP Financing factors commercial invoices, with a focus on freight and trucking cash flow.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Monsey, NY

Listedfrom public recordsMonsey, NY

Business Consortium FundListed

Business Consortium Fund offers term loans and receivables-supported credit lines for US businesses serving corporate or government supply chains.

Direct business lendersTerm loansBusiness lines of creditUnclaimed

New York, NY

Listedfrom public recordsNew York, NY

CapFrontListed

CapFront combines a business-funding marketplace with a direct-funded short-term product, whose published range and repayment schedule differ from its broader partner offers.

Broker and lenderDirect business lendersTerm loansWorking capital loansUnclaimed

Melville, NY

Listedfrom public recordsMelville, NY

Capital ExpressListed

Capital Express LLC purchases future business sales to provide operating capital.

Revenue based fundersRevenue based financingWorking capital loansUnclaimed

New York, NY

Listedfrom public recordsNew York, NY

CFG Merchant SolutionsListed

CFG Merchant Solutions directly provides revenue-based financing and offers a separate small-business loan product currently limited to Texas.

Revenue based fundersRevenue based financingTerm loansUnclaimed

New York, NY

Listedfrom public recordsNew York, NY

Chemung Canal Trust Company, National AssociationListed

Chemung Canal Trust Company offers operating lines, fixed-rate small-business term loans and commercial property finance, with distinct small-business and commercial structures.

BanksBusiness lines of creditTerm loansUnclaimed

Elmira, NY

Listedfrom public recordsElmira, NY

Community Bank, National AssociationListed

Community Bank, N.A. offers short- and long-term business loans, commercial mortgages and revolving lines for working capital or equipment.

BanksTerm loansBusiness lines of creditUnclaimed

Canton, NY

Listedfrom public recordsCanton, NY

Coral Capital SolutionsListed

Coral Capital Solutions purchases commercial receivables and provides purchase-order financing for growing businesses.

Online lendersInvoice factoringWorking capital loansUnclaimed

New York, NY

Listedfrom public recordsNew York, NY

CreditfyListed

Creditfy combines affiliate direct lending with access to unaffiliated financing providers.

Broker and lenderEquipment lessorsEquipment financingUnclaimed

New York, NY

Listedfrom public recordsNew York, NY

Cucumber CapitalListed

Cucumber Capital provides merchant cash advances by purchasing future business receipts, with cash-flow underwriting and an ISO submission channel.

Direct business lendersRevenue based financingUnclaimed

New York, NY

Listedfrom public recordsNew York, NY

Deutsche Bank Trust Company AmericasListed

Deutsche Bank Trust Company Americas provides US banking and lending within Deutsche Bank Wealth Management, which includes financing for entrepreneurs.

BanksAsset based lendingCommercial real estate loansUnclaimed

New York, NY

Listedfrom public recordsNew York, NY

Empire FactorsListed

Empire Factors directly sources, underwrites, funds and services commercial receivables. It publishes nationwide B2B/B2G factoring facilities and offers month-to-month as well as term client engagements.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

New York, NY

Listedfrom public recordsNew York, NY

Factor KingListed

Factor King purchases commercial invoice receivables and provides customer-credit review, collections and online receivables reporting. It advertises invoice selection without monthly minimums or long-term contracts and describes its transactions as non-recourse.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Hauppauge, NY

Listedfrom public recordsHauppauge, NY

Gauntlet FundingListed

Gauntlet Funding is a direct private real estate lender offering asset-based bridge and rehabilitation finance for property investors.

Commercial real estate lendersCommercial real estate loansUnclaimed

Melville, NY

Listedfrom public recordsMelville, NY

Genesee Regional BankListed

Genesee Regional Bank finances businesses in Western and Central New York through operating lines, term loans, equipment credit and commercial property lending. Its SBA delegated-lender team supports eligible new and growing businesses.

BanksTerm loansBusiness lines of creditUnclaimed

Rochester, NY

Listedfrom public recordsRochester, NY

Global Funding ExpertsListed

Global Funding Experts directly purchases future merchant receivables and offers MCA consolidation-related funding.

Revenue based fundersRevenue based financingWorking capital loansUnclaimed

Long Island City, NY

Listedfrom public recordsLong Island City, NY

Grasshopper Bank, N.A.Listed

Grasshopper Bank provides digital business term lending and regional commercial real estate finance. Its Innovator term loan serves existing deposit customers, while its property team focuses on stabilized assets in the New York region.

BanksTerm loansCommercial real estate loansUnclaimed

New York, NY

Listedfrom public recordsNew York, NY

Green Note CapitalListed

Green Note Capital offers working-capital advances and business credit products across the United States.

Online lendersRevenue based financingWorking capital loansUnclaimed

New York, NY

Listedfrom public recordsNew York, NY

Grow AmericaListed

Grow America provides business term loans through SBA 7(a) and community loan programs, with support for borrowers beyond conventional bank criteria.

Direct business lendersTerm loansSBA 7(a) loansUnclaimed

New York, NY

Listedfrom public recordsNew York, NY

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New York, what to know

89 lenders make business loans in New York, led by banks and revenue based funders. New York requires nonbank commercial lenders to disclose the total cost and estimated annual rate of most business loan offers in writing.

Disclosure watch

New York at a glance

Most common loan type: Working capital loans
Typical deal range: Set by each lender
Lender types here: Banks, Revenue based funders
SBA lenders: 10

Not sure which lender to choose?

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How do I know a New York lender is legitimate?

Look for a charter or license link, verified status, SBA or CDFI approval where it applies, and fees in writing. Every one of those links to its official source on the entry.

What does a lender look at first?

Cash flow, credit, collateral, time in business and how much of your own money is in the deal. Each lender's minimums show on its entry so you can check fit before you call.

How does a lender get on the register?

Entries start from public records: charters, program lists and business filings. Standing rises as the lender claims its entry, adds its loan officers and verifies its details.

What happens when I request contact?

Your request goes to the lender or loan officer you chose, in their Levr workspace, and to no one else. Most reply within two business days.