Invoice factoring companies

Factors buy the invoices. They look at your customers' credit and payment history more than yours. 126 lenders offer invoice factoring across the US and Canada, usually from $10k to $10M. Last checked Nov 1, 2026.

lenders: 126
loan officers: 6
verified: 5
places: 33

Who lends it and what they look for

Factoring companies buy your unpaid invoices at a discount and pay most of the value within a day or two. Some banks and asset based lenders run factoring desks for larger accounts. Because the factor collects from your customer, it underwrites your customer's credit and payment history more than your own balance sheet, which opens factoring to young and fast growing businesses. Expect to send an aging report, sample invoices, proof of delivery and your customer list.

Read the guide: Invoice factoring: how factors buy receivables and what they check6 min

Verified first, then claimed, then listed. Rank is never sold.How sorting works

Dare CapitalLevr partner

Dare Capital purchases B2B receivables and offers construction factoring with materials and progress-billing support. Its detailed FAQ discloses early-cancellation fees, so borrowers should reconcile those terms with broader homepage language.

Factoring companiesWorking capital loansInvoice factoring

Austin, TX

Levr partneron LevrAustin, TX

Drip CapitalLevr partner

Drip Capital offers working capital for trading businesses through vendor finance, receivables finance and revolving credit. Its programs target established business activity rather than a personal-credit-only assessment.

Factoring companiesInvoice factoringWorking capital loans

Sunnyvale, CA

Levr partneron LevrSunnyvale, CA

FundThroughLevr partner

FundThrough purchases eligible business and government invoices. Compare its upfront cash, invoice-specific fees and recourse obligations with the amount and timing of cash your business needs.

Factoring companiesInvoice factoringWorking capital loans

Toronto, ON

Levr partneron LevrToronto, ON

QuicklyLevr partner

Quickly provides buyer-underwritten early payment of approved supplier invoices in Canada and the United States.

Factoring companiesInvoice factoringWorking capital loans

Calgary, AB

Levr partneron LevrCalgary, AB

Taycor FinancialLevr partner

Taycor Financial offers equipment loans and leases, plus working-capital products. Its equipment application-only threshold is not a universal financing maximum; obtain a written quote for the specific program.

Equipment lessorsEquipment financingWorking capital loans

El Segundo, CA

Levr partneron LevrEl Segundo, CA

18 Wheel FundingListed

18 Wheel Funding purchases trucking receivables to give carriers working capital after completed loads.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Miami, FL

Listedfrom public recordsMiami, FL

1st Commercial CreditListed

1st Commercial Credit offers invoice factoring and purchase-order finance, with separate construction eligibility. Its selective factoring is for an ongoing relationship rather than a one-time transaction.

Factoring companiesInvoice factoringAsset based lendingUnclaimed

Austin, TX

Listedfrom public recordsAustin, TX

Accord FinancialListed

Accord provides Canadian equipment finance and asset-based working capital. Program-specific limits are materially different from the smaller fast-financing banner on its website.

Equipment lessorsEquipment financingWorking capital loansUnclaimed

Toronto, ON

Listedfrom public recordsToronto, ON

Action Capital CorporationListed

Action Capital Corporation provides receivables-based working capital and ledgered lines, including specialized government-contract receivable and earned-but-unbilled finance.

Direct business lendersInvoice factoringAsset based lendingUnclaimed

Atlanta, GA

Listedfrom public recordsAtlanta, GA

AdFin IncListed

AdFin provides nationwide freight factoring with no reserve, fixed rates and collections support. Its website offers recourse and non-recourse programs and states that clients receive invoice proceeds less fees without monthly volume charges.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Hinsdale, IL

Listedfrom public recordsHinsdale, IL

Advance PartnersListed

Advance Partners specializes in staffing payroll funding, with a choice of funding-only or full-service back-office support. The advance and contract should be compared alongside payroll, billing and collections responsibilities.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Highland Hills, OH

Listedfrom public recordsHighland Hills, OH

Alliance OneListed

Alliance One directly purchases commercial receivables to provide working capital for small and midsize businesses.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Hauppauge, NY

Listedfrom public recordsHauppauge, NY

American Funding SolutionsListed

American Funding Solutions offers selected-invoice factoring and payroll funding, including startup agencies, without monthly minimums or long-term commitments.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Blue Springs, MO

Listedfrom public recordsBlue Springs, MO

American Prudential CapitalListed

American Prudential Capital funds creditworthy business invoices with month-to-month arrangements and no monthly volume minimums. It serves contractors and other B2B businesses facing collection delays.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Houston, TX

Listedfrom public recordsHouston, TX

Apex CapitalListed

Apex Capital purchases freight invoices and handles collections, with recourse and non-recourse options. Its invoice-selection flexibility has a customer-level condition: invoices for a selected customer must all be factored.

Factoring companiesInvoice factoringEquipment financingUnclaimed

Fort Worth, TX

Listedfrom public recordsFort Worth, TX

ASK CapitalListed

Freight factoring company funding carriers against delivered loads, with invoice submission integrated into transportation management software.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Chicago, IL

Listedfrom public recordsChicago, IL

Bankers FactoringListed

Bankers Factoring provides direct non-recourse invoice factoring and purchase-order funding. Its credit protection has defined limits and does not excuse delivery or performance disputes.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Dalton, GA

Listedfrom public recordsDalton, GA

Bay View FundingListed

Bay View Funding purchases business invoices and manages collections. Its published funding ceiling is $15 million; the advertised starting rate needs a period and complete fee schedule before it can be compared.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

San Jose, CA

Listedfrom public recordsSan Jose, CA

Benchmark FactorsListed

Benchmark Factors specializes in spot invoice factoring, letting businesses choose individual invoices without monthly volume commitments or a termed contract. Customer credit quality drives approval and ongoing credit screening is included.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Colleyville, TX

Listedfrom public recordsColleyville, TX

BP FinancingListed

BP Financing factors commercial invoices, with a focus on freight and trucking cash flow.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Monsey, NY

Listedfrom public recordsMonsey, NY

Bravimi CapitalListed

Receivables finance company providing invoice factoring and revolving business credit based on outstanding customer invoices.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Lincolnshire, IL

Listedfrom public recordsLincolnshire, IL

Business Finance CorporationListed

Business Finance Corporation purchases selected business invoices. Its FAQ publishes both a factoring percentage and separate setup and maintenance fees, so compare total cost.

Factoring companiesInvoice factoringUnclaimed

Las Vegas, NV

Listedfrom public recordsLas Vegas, NV

Camel FinancialListed

Camel Financial provides a secured receivables revolver that is paid down as customers remit invoices. Its primary structure is a loan against assets, not simply invoice purchasing.

Equipment lessorsInvoice factoringWorking capital loansUnclaimed

Riverside, CA

Listedfrom public recordsRiverside, CA

Canadian Equipment FinanceListed

Canadian Equipment Finance combines its own capital with outside funding partners for Canadian equipment transactions. The published range describes the platform’s total capacity, not exclusively its direct lending.

Broker and lenderFactoring companiesEquipment financingTerm loansUnclaimed

Breslau, ON

Listedfrom public recordsBreslau, ON

Compare providers for your business

Start with the industry, equipment or stage of business you need to finance.

Staffing factoring companies Construction factoring companies Trucking factoring companies Freight broker factoring Medical staffing factoring Government contract factoring Spot and selective factoring companies

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Invoice factoring at a glance

Typical range: $10k to $10M
Who lends it: Factoring companies
Typical time to funding: Two to five days to set up, then one day per invoice
Verified: 5

Where these lenders are

Texas23 Florida12 New York12 California11 Ontario6 Illinois5 New Jersey5 Utah5

Before you choose

Asset based lending: borrowing against inventory, receivables and equipment5 min Comparing invoice factoring providers2 min Emergency capital: the fastest lenders and what speed costs4 min How long each type of lender takes to fund5 min

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Who offers invoice factoring?

Factoring companies, plus factoring desks at some banks and asset based lenders for larger receivables books.

What do invoice factoring companies look for?

Creditworthy customers who pay on time, clean invoices with proof of delivery, no prior liens on receivables and a spread of customers rather than one.

How does a lender get on the register?

Entries start from public records. Standing rises as the lender claims its entry, adds its loan officers and verifies its details.

How many invoice factoring companies are on the register?

126 today, with 6 loan officers who work at them, across the US and Canada. Any lender can claim its entry and correct its details.