Fintech platforms
Software led lenders that pair embedded credit with the tools you already use. 3 fintech platforms across the US and Canada, typically lending $5k to $500k. Last checked Nov 1, 2026.
- lenders
- 3
- loan officers
- 2
- verified
- 1
- places
- 2
How fintech platforms lend and what they look for
Fintech lending platforms fund business credit through their own software, often inside the payments, accounting or commerce tools you already use, either from their own balance sheet or through a partner bank. Because they see your sales and cash flow live, offers can appear before you apply and funds can land the same day. Compare the total cost and the repayment schedule as carefully as you would with any other lender.
Read the guide: How long each type of lender takes to fund5 minWhat does a fintech platform look for?
Live sales and cash flow in the connected tool, enough months of history to show a pattern, and revenue that covers the repayment.
How fast does a fintech platform fund?
Same day to three days. Prequalified offers fund fastest; a manual review or a partner bank check adds a day or two.
How does a lender get on the register?
Entries start from public records. Standing rises as the lender claims its entry, adds its loan officers and verifies its details.
How many fintech platforms are on the register?
The register lists 3 fintech platforms and 2 loan officers who work at them. Any lender can claim its entry and correct its details.