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Business lenders in Ontario

Banks, credit unions, SBA lenders and specialty lenders that make business loans in Ontario. Verified lenders sort first. Last checked Nov 1, 2026.

lenders: 37
loan officers: 24
verified: 5
SBA lenders: 0

Lenders sort by standing, then by how recently they were checked. Placement is never for sale.How sorting works

FC

Firepower CapitalLevr partner

FirePower Capital offers private term debt for growth, acquisitions and structured situations in the lower middle market.

Fintech lending platformsTerm loansWorking capital loans

Toronto, ON

Levr partneron LevrToronto, ON

ClearcoLevr partner

Clearco provides revenue-based funding for U.S. ecommerce brands, with fixed or replenishing capacity and a choice of supplier payments or cash advances. Its current eligibility is materially narrower than a general small-business funding offer.

Revenue based fundersWorking capital loansRevenue based financing

Toronto, ON

Levr partneron LevrToronto, ON

DrivenLevr partner

Driven offers Canadian businesses borrowing limits that can be drawn in installments, with separate repayment terms. Its public pages contain conflicting amount ranges, so confirm your available limit and draw terms.

Online lendersWorking capital loansTerm loans

Toronto, ON

Levr partneron LevrToronto, ON

FC

Flow CapitalLevr partner

Flow Capital lends growth capital to revenue-generating companies in the US, Canada and UK. Its published structure includes warrants, so borrowers should assess dilution as well as cash cost.

Revenue based funders

Toronto, ON

Levr partneron LevrToronto, ON

FundThroughLevr partner

FundThrough purchases eligible business and government invoices. Compare its upfront cash, invoice-specific fees and recourse obligations with the amount and timing of cash your business needs.

Factoring companiesInvoice factoringWorking capital loans

Toronto, ON

Levr partneron LevrToronto, ON

Access Money CanadaListed

Access Money describes direct business lending and financing-provider connections for Ottawa-area businesses, including merchant cash advances.

Broker and lenderFactoring companiesRevenue based financingWorking capital loansUnclaimed

Ottawa, ON

Listedfrom public recordsOttawa, ON

ADD CapitalListed

ADD Capital is a self-funded Canadian equipment lessor supporting businesses, vendors and brokers across Canada except Quebec.

Equipment lessorsEquipment financingUnclaimed

Markham, ON

Listedfrom public recordsMarkham, ON

CanaCap provides business working capital directly and through third-party funding referrals across Canada.

Broker and lenderDirect business lendersWorking capital loansUnclaimed

Toronto, ON

Listedfrom public recordsToronto, ON

Community Futures North and Central Hastings and South AlgonquinListed

Community Futures North & Central Hastings and South Algonquin offers local business and social-enterprise loans, youth financing and a tariff-impact loan program.

Direct business lendersTerm loansWorking capital loansUnclaimed

Bancroft, ON

Listedfrom public recordsBancroft, ON

EE

Everyday Equipment FinanceListed

Everyday Equipment Finance provides asset-backed commercial financing for small and midsized businesses in nine Canadian provinces.

Equipment lessorsEquipment financingAsset based lendingUnclaimed

Toronto, ON

Listedfrom public recordsToronto, ON

OC

OnTap CapitalListed

OnTap Capital provides cash advances and bridge funding for Canadian and US businesses, with a stated focus on business cash flow.

Online lendersRevenue based financingWorking capital loansUnclaimed

Vaughan, ON

Listedfrom public recordsVaughan, ON

PF

Pivot Financial IncListed

Pivot Financial lends to Canadian small and midsize enterprises through asset-based revolving facilities and senior or subordinated term debt, including turnaround and growth situations.

Asset based lendersAsset based lendingBusiness lines of creditUnclaimed

Mississauga, ON

Listedfrom public recordsMississauga, ON

Tanner Financial ServicesListed

Tanner Financial Services funds equipment leases in-house and offers receivables and purchase-order financing for Canadian small and mid-sized businesses.

Direct business lendersEquipment financingInvoice factoringUnclaimed

Kitchener, ON

Listedfrom public recordsKitchener, ON

Trenval Business Development CorporationListed

Trenval provides regional business financing in the Bay of Quinte area, including startup and expansion loans and CANtrade financing for trade resilience.

Direct business lendersTerm loansWorking capital loansUnclaimed

Belleville, ON

Listedfrom public recordsBelleville, ON

Venture NiagaraListed

Venture Niagara provides business term loans and operating lines for startups and growing companies across its Niagara service communities.

Direct business lendersTerm loansBusiness lines of creditUnclaimed

Thorold, ON

Listedfrom public recordsThorold, ON

2M7 Financial SolutionsListed

2M7 directly provides Canadian merchant cash advances with fixed or sales-linked payments. The payment choice changes how a fall in revenue affects withdrawals.

Online lendersRevenue based financingCanada Small Business Financing ProgramUnclaimed

North York, ON

Listedfrom public recordsNorth York, ON

Accord FinancialListed

Accord provides Canadian equipment finance and asset-based working capital. Program-specific limits are materially different from the smaller fast-financing banner on its website.

Equipment lessorsEquipment financingWorking capital loansUnclaimed

Toronto, ON

Listedfrom public recordsToronto, ON

Axiom LeasingListed

Axiom Leasing offers equipment leases, loans and sale-leasebacks for small and midsize businesses, including applicants rebuilding credit.

Equipment lessorsEquipment financingTerm loansUnclaimed

Oakville, ON

Listedfrom public recordsOakville, ON

BF

Bennington Financial Corp.Listed

Bennington Financial Corp. finances commercial vehicles and equipment for new and established Canadian businesses through broker and other strategic-partner channels. Public corporate pages explain its brands and ownership, but do not provide a standard borrower rate or eligibility table.

Equipment lessorsEquipment financingUnclaimed

Oakville, ON

Listedfrom public recordsOakville, ON

Canadian Dominion LeasingListed

Canadian Dominion Leasing provides direct small-ticket finance and arranges larger transactions. Its FAQ describes broad platform ranges that include partner-funded leases.

Broker and lenderEquipment lessorsEquipment financingAsset based lendingUnclaimed

Burlington, ON

Listedfrom public recordsBurlington, ON

Canadian Equipment FinanceListed

Canadian Equipment Finance combines its own capital with outside funding partners for Canadian equipment transactions. The published range describes the platform’s total capacity, not exclusively its direct lending.

Broker and lenderFactoring companiesEquipment financingTerm loansUnclaimed

Breslau, ON

Listedfrom public recordsBreslau, ON

C

CIBCListed

CIBC offers Canadian business term loans and revolving credit with secured and unsecured options. Amounts, guarantees and pricing are assessed individually; the term-loan amortization headline has an important five-year-term condition.

BanksTerm loansBusiness lines of creditUnclaimed

Toronto, ON

Listedfrom public recordsToronto, ON

E

EaslyListed

Easly finances accrued refundable tax credits, including SR&ED, so businesses can access capital before receiving a government refund. The financing remains repayable if a claim fails.

Fintech lending platformsWorking capital loansUnclaimed

Toronto, ON

Listedfrom public recordsToronto, ON

eLease Financial CorporationListed

eLease provides Canadian equipment leases, sale-leasebacks and preapproved equipment lines. Auction approvals may be transferred to another purchase if a bid fails.

Equipment lessorsEquipment financingWorking capital loansUnclaimed

Warkworth, ON

Listedfrom public recordsWarkworth, ON

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Ontario, what to know

37 lenders make business loans in Ontario, led by direct business lenders and equipment lessors. Banks in Ontario answer to OSFI or the province, and credit unions to the provincial regulator. Each entry links its charter source.

Disclosure watch

Ontario at a glance

Most common loan type: Working capital loans
Typical deal range: Set by each lender
Lender types here: Direct business lenders, Equipment lessors
SBA lenders: 0

Cities in Ontario

Toronto18 Oakville2 Ottawa2 Bancroft1 Belleville1 Birch Island1 Breslau1 Burlington1 Fort William First Nation1 Kitchener1 Markham1 Mississauga1 North York1 Ohsweken1 Thorold1 Vaughan1 Warkworth1

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How do I know a Ontario lender is legitimate?

Look for a charter or license link, verified status, SBA or CDFI approval where it applies, and fees in writing. Every one of those links to its official source on the entry.

What does a lender look at first?

Cash flow, credit, collateral, time in business and how much of your own money is in the deal. Each lender's minimums show on its entry so you can check fit before you call.

How does a lender get on the register?

Entries start from public records: charters, program lists and business filings. Standing rises as the lender claims its entry, adds its loan officers and verifies its details.

What happens when I request contact?

Your request goes to the lender or loan officer you chose, in their Levr workspace, and to no one else. Most reply within two business days.