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Pivot Financial Inc

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Asset based lender for asset based lending and business lines of creditMississauga, OntarioBased in Ontario; service area not yet provided
BBLL 000172Listed Nov 2026From public recordsLast checked Nov 1, 2026
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About

Pivot Financial lends to Canadian small and midsize enterprises through asset-based revolving facilities and senior or subordinated term debt, including turnaround and growth situations.

Asset based lender. Sizes credit to receivables, inventory and equipment.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Asset based lendingBusiness lines of creditTerm loansWorking capital loans
From the lender's own site and public records.

A second look at Pivot Financial Inc

Pivot Financial lends to Canadian small and midsize enterprises through asset-based revolving facilities and senior or subordinated term debt, including turnaround and growth situations.

Direct private lender to Canadian-headquartered businesses.

Published by Levr, not by Pivot Financial Inc. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Asset-based and term lending

Amount
Published loan sizes are $1 million to $10 million.
Structure
Revolving asset-based loans use working-capital borrowing bases; senior and subordinated term loans can be interest-only or amortizing.
Term
Published terms are 6–24 months, with a renewal option carrying a 1% fee.
Security
A first general security agreement is normally required; personal guarantees may also be required.
Geography
Canadian-headquartered companies, with advances to their U.S. subsidiaries available.

Provider sources: Asset-based and term lending official source · Asset-based and term lending official source

When it may fit

Our assessment of the published programs

  • Canadian companies seeking a negotiated facility for growth, turnaround or existing-lender forbearance.

What to weigh carefully

  • The published cost of capital is 14%–18%; obtain a current all-in quote and clarify currency, fees and renewal conditions.

Questions before you accept an offer

  1. Which assets enter the borrowing base, at what advance rates?
  2. What guarantees and intercreditor agreements are required?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Accord Financial

Accord Financial is another Canadian commercial finance comparison for asset-backed borrowing.

Royal Bank of Canada

Royal Bank of Canada provides a bank-credit comparison for Canadian operating and capital needs.

The lender

Type
Asset based lender
Legal name
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Founded
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Charter
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Headquarters
Mississauga, Ontario
Service area
Based in Ontario; service area not yet provided
Meets in person
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Languages
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Program approvals
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Also lends to consumers
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Website
pivotfinancial.com
LinkedIn
Company page

Loan officers at this lender

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