Direct business lenders

Providers that directly fund business financing, with products and terms confirmed in each profile. 303 direct business lenders across the US and Canada, typically lending Varies by lender and product. Last checked Nov 1, 2026.

lenders: 303
loan officers: 0
verified: 0
places: 63

How direct business lenders lend and what they look for

Direct business lenders fund financing themselves. Some also arrange financing through other providers; those firms are identified as brokers and lenders. Review each provider's published products and ask who will fund your particular transaction.

Verified first, then claimed, then listed. Rank is never sold.How sorting works

Access Plus CapitalListed

Access Plus Capital serves Central California with startup and established-business loans. Its program pages publish different credit thresholds, so the startup and microloan criteria should be compared separately.

Direct business lendersStartup fundingEquipment financingUnclaimed

Fresno, CA

Listedfrom public recordsFresno, CA

Access to Capital for EntrepreneursListed

ACE provides Georgia businesses with microloans and larger commercial loans, alongside business advice. Its current standard programs require two years of operations.

Direct business lendersTerm loansWorking capital loansUnclaimed

Cleveland, GA

Listedfrom public recordsCleveland, GA

AccessityListed

Accessity provides term loans for Southern California startups and expanding businesses. Product limits and terms on its current loan page are broader than some older brochures.

Direct business lendersTerm loansStartup fundingUnclaimed

San Diego, CA

Listedfrom public recordsSan Diego, CA

Accompany CapitalListed

Accompany Capital offers New York City business loans alongside acquisition-transition support and resources for immigrant and refugee entrepreneurs.

Direct business lendersWorking capital loansStartup fundingUnclaimed

New York, NY

Listedfrom public recordsNew York, NY

Action Capital CorporationListed

Nonbank commercial lender providing receivables financing and revolving credit to government contractors and other small and midsized businesses.

Direct business lendersInvoice factoringWorking capital loansUnclaimed

Atlanta, GA

Listedfrom public recordsAtlanta, GA

Addison County Economic Development CorporationListed

Addison County Economic Development Corporation provides revolving business loans for startups and existing companies needing equipment, property improvements and growth capital.

Direct business lendersEquipment financingCommercial real estate loansUnclaimed

Middlebury, VT

Listedfrom public recordsMiddlebury, VT

Advantage+Listed

Brookfield direct lender financing business equipment purchases nationwide for transportation, restaurant, medical, technology, construction and agricultural businesses.

Direct business lendersEquipment financingWorking capital loansUnclaimed

Brookfield, WI

Listedfrom public recordsBrookfield, WI

Aegis Business CreditListed

Florida commercial lender offering asset based working capital and real estate financing for growing businesses, government contractors, and companies facing financial transitions.

Direct business lendersAsset based lendingWorking capital loansUnclaimed

Tampa, FL

Listedfrom public recordsTampa, FL

Aequum CapitalListed

Chicago specialty lender providing asset based and cash flow financing to midsize businesses for acquisitions, working capital, growth, and turnaround situations.

Direct business lendersAsset based lendingWorking capital loansUnclaimed

Chicago, IL

Listedfrom public recordsChicago, IL

African Economic Development SolutionsListed

African Economic Development Solutions provides startup and expansion capital alongside business training. Its menu also includes Sharia-compliant financing for business assets.

Direct business lendersTerm loansWorking capital loansUnclaimed

St Paul, MN

Listedfrom public recordsSt Paul, MN

Akaitcho Business Development CorporationListed

Community lender providing business loans and planning support to entrepreneurs in N’dilo, Dettah and Yellowknife in the Northwest Territories.

Direct business lendersStartup fundingTerm loansUnclaimed

N’dilo, NT

Listedfrom public recordsN’dilo, NT

Alaska Growth CapitalListed

Anchorage business lender providing SBA and USDA financing to small businesses in Alaska and other Northwest markets.

Direct business lendersTerm loansUnclaimed

Anchorage, AK

Listedfrom public recordsAnchorage, AK

Alaska Industrial Development and Export AuthorityListed

Alaska Industrial Development and Export Authority provides direct business loans and project financing for equipment, property, facilities and working capital in Alaska.

Direct business lendersEquipment financingCommercial real estate loansUnclaimed

Anchorage, AK

Listedfrom public recordsAnchorage, AK

Alberta Indian Investment CorporationListed

AIIC lends to eligible First Nations entrepreneurs in Alberta for startups, acquisitions and expansion. A separate grant program can supplement a loan and applicant equity.

Direct business lendersEquipment financingWorking capital loansUnclaimed

Enoch, AB

Listedfrom public recordsEnoch, AB

Alberta Women EntrepreneursListed

AWE provides repayable business financing for women who majority-own Alberta businesses, including market-ready startups. Its application process includes planning and financial review.

Direct business lendersTerm loansEquipment financingUnclaimed

Edmonton, AB

Listedfrom public recordsEdmonton, AB

All Nations Trust CompanyListed

ANTCO builds financing packages for Indigenous entrepreneurs and communities within its British Columbia service area. Packages may combine commercial loans with separately qualified grant or principal contributions.

Direct business lendersTerm loansStartup fundingUnclaimed

Kamloops, BC

Listedfrom public recordsKamloops, BC

Allies for Community BusinessListed

Allies for Community Business lends to Illinois and Indiana entrepreneurs and pairs capital with coaching. It assesses debt management and cash flow rather than using a credit-score cutoff.

Direct business lendersTerm loansBusiness lines of creditUnclaimed

Chicago, IL

Listedfrom public recordsChicago, IL

Alpha FinanceListed

Alpha Finance provides direct financing for commercial trucks and trailers, helping trucking businesses purchase equipment with underwriting based on business performance.

Direct business lendersEquipment financingUnclaimed

Monmouth Junction, NJ

Listedfrom public recordsMonmouth Junction, NJ

Altura Community Consulting & Business FinanceListed

Rexburg business lender offering SBA and revolving loans for Idaho businesses purchasing property, machinery and equipment or funding expansion and working capital.

Direct business lendersEquipment financingCommercial real estate loansUnclaimed

Rexburg, ID

Listedfrom public recordsRexburg, ID

American Capital GroupListed

American Capital Group finances new and used business equipment through leases, purchasing equipment from vendors chosen by its customers.

Direct business lendersEquipment financingUnclaimed

Laguna Hills, CA

Listedfrom public recordsLaguna Hills, CA

Amerisource Business CapitalListed

Houston independent lender supplying senior debt and asset based capital for business growth, turnarounds and special situations across the United States.

Direct business lendersAsset based lendingBusiness lines of creditUnclaimed

Houston, TX

Listedfrom public recordsHouston, TX

Arundel CapitalListed

Calgary asset based equipment lender financing industrial machinery, commercial vehicles and agricultural assets, with lease structures adapted to business cash flow.

Direct business lendersEquipment financingAsset based lendingUnclaimed

Calgary, AB

Listedfrom public recordsCalgary, AB

AscendusListed

Ascendus provides nonprofit business lending with explicit product costs and a local-partner referral requirement. A term loan and revolving credit line serve different cash needs.

Direct business lendersTerm loansBusiness lines of creditUnclaimed

New York, NY

Listedfrom public recordsNew York, NY

Assumption LifeListed

Assumption Life provides direct commercial mortgage loans for offices, retail properties and multifamily buildings across the four Atlantic Canadian provinces.

Direct business lendersCommercial real estate loansTerm loansUnclaimed

Moncton, NB

Listedfrom public recordsMoncton, NB

What does a direct business lender look for?

Requirements vary by provider and product. Confirm eligibility, repayment terms and required documents directly with the lender.

How fast does a direct business lender fund?

Funding timelines vary. Ask the lender for a timeline for your specific application.

How does a lender get on the register?

Entries start from public records. Standing rises as the lender claims its entry, adds its loan officers and verifies its details.

How many direct business lenders are on the register?

The register lists 303 direct business lenders and 0 loan officers who work at them. Any lender can claim its entry and correct its details.