Financing programs
- Participation channel
- Can purchase up to 90% of a qualified institution’s credit, with an AIDEA participation maximum of $25 million; the project must be in Alaska.
- Servicing and term
- The originating institution retains a share and services the entire loan; AIDEA’s share can use long-term fixed or variable rates and a longer term than the bank share.
- Rural direct program
- RDIF targets business startups or expansion in qualifying small rural communities, with working capital, equipment, construction or other commercial uses tied to jobs.
Provider sources: Loan participation program · Rural Development Initiative Fund

