Chartered banks, credit unions, BDC and alternative lenders across the provinces. 108 Canadian lenders across the US and Canada, typically lending CA$10k to CA$5M. Last checked Nov 1, 2026.
Canadian business lending runs through the chartered banks, credit unions and caisses populaires, the Business Development Bank of Canada and a growing set of alternative lenders, lessors and factors. Banks and credit unions make Canada Small Business Financing Program loans for equipment, property and leaseholds. They look at cash flow, security and personal credit, while alternative lenders decide faster from bank data and accept younger files.
Read the guide: The Canada Small Business Financing Program: how it works and which lenders offer it5 min
Cash flow that covers the payment, security such as equipment or property, personal credit and, for program loans, an eligible purpose.
Banks and credit unions take two to six weeks; alternative lenders and lessors fund in one to five days.
Entries start from public records. Standing rises as the lender claims its entry, adds its loan officers and verifies its details.
The register lists 108 Canadian lenders and 45 loan officers who work at them. Any lender can claim its entry and correct its details.
