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Alberta Indian Investment Corporation logo

Alberta Indian Investment Corporation

Listed
Direct business lender for equipment financing and working capital loansEnoch, AlbertaAlberta, Canada; qualifying First Nations applicants.
BBLL 000230Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

AIIC lends to eligible First Nations entrepreneurs in Alberta for startups, acquisitions and expansion. A separate grant program can supplement a loan and applicant equity.

Direct business lender. Directly funds business financing; products and terms depend on the lender.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Equipment financingWorking capital loansStartup fundingTerm loansCanada Small Business Financing Program
General small business
From the lender's own site and public records.

A second look at Alberta Indian Investment Corporation

AIIC lends to eligible First Nations entrepreneurs in Alberta for startups, acquisitions and expansion. A separate grant program can supplement a loan and applicant equity.

First Nations business lender and administrator of complementary grant support.

Published by Levr, not by Alberta Indian Investment Corporation. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business loans

Term
Generally up to five years, with fixed or floating interest options.
Eligibility
Status applicant resident in Alberta for at least one year; Alberta head office. Corporations and partnerships require at least 51% qualifying ownership and active management.
Underwriting
Viable business plan, applicant equity, collateral and acceptable credit are required.
Uses
Equipment, business establishment, expansion and working capital.

Provider sources: Financial services

SEAP grant alongside financing

Structure
Separate grant and loan applications; the grant is not standalone.
Contribution
Published maximum CAD99,999; up to 40% of eligible startup costs or 30% of expansion costs.
Applicant contribution
Illustrative funding structure includes approximately 10% applicant cash equity; eligibility includes relevant industry experience.

Provider sources: SEAP

When it may fit

Our assessment of the published programs

  • Eligible Alberta First Nations entrepreneurs seeking a combined loan and equity-support package.

What to weigh carefully

  • Personal or housing loans, agriculture, feasibility studies and investment properties are generally excluded from AIIC financing.
  • The published loan page does not establish a universal loan maximum or interest margin.

Questions before you accept an offer

  1. What collateral and personal contribution does this project require?
  2. Which costs qualify for SEAP and which require loan funding?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

BDC

Compare BDC for broader Canadian business financing eligibility.

CIBC

Compare CIBC for conventional bank financing and its security requirements.

The lender

Type
Direct business lender
Legal name
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Founded
1988
Charter
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Headquarters
Enoch, Alberta
Service area
Alberta, Canada; qualifying First Nations applicants.
Meets in person
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Languages
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Program approvals
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Also lends to consumers
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Website
aiicbusiness.org
LinkedIn
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Loan officers at this lender

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