Business lenders in New Jersey

Banks, credit unions, SBA lenders and specialty lenders that make business loans in New Jersey. Verified lenders sort first. Last checked Nov 1, 2026.

lenders: 25
loan officers: 0
verified: 0
SBA lenders: 3

Lenders sort by standing, then by how recently they were checked. Placement is never for sale.How sorting works

Advancery.ioListed

Advancery offers revenue-based business funding and separately advertises arranged financing options.

Broker and lenderRevenue based fundersRevenue based financingWorking capital loansUnclaimed

Red Bank, NJ

Listedfrom public recordsRed Bank, NJ

Alpha FinanceListed

Alpha Finance Corporation is a New Jersey direct lender specializing in heavy- and medium-duty truck purchases. Its programs consider first-time buyers and borrowers with previous credit difficulties.

Direct business lendersTerm loansEquipment financingUnclaimed

Monmouth Junction, NJ

Listedfrom public recordsMonmouth Junction, NJ

BCB Community BankListed

BCB Community Bank offers business lines, term and time loans, plus commercial mortgages for multifamily, mixed-use, office and retail properties.

BanksBusiness lines of creditTerm loansUnclaimed

Bayonne, NJ

Listedfrom public recordsBayonne, NJ

Columbia BankListed

New Jersey-based Columbia Bank offers commercial lines, term loans, acquisition finance, property lending and asset-based facilities. Its small-business and middle-market teams also provide equipment and SBA credit.

BanksTerm loansBusiness lines of creditUnclaimed

Fair Lawn, NJ

Listedfrom public recordsFair Lawn, NJ

Financial Partners GroupListed

Financial Partners Group provides equipment financing directly and through additional funding sources, with vendor programs tailored to construction equipment and dental practices.

Broker and lenderDirect business lendersEquipment financingUnclaimed

Red Bank, NJ

Listedfrom public recordsRed Bank, NJ

Greater Newark Enterprises CorporationListed

GNEC offers small-business loans through its DreamMaker and Business Builder programs, combining cash-flow review with flexible credit evaluation.

Direct business lendersTerm loansWorking capital loansUnclaimed

Newark, NJ

Listedfrom public recordsNewark, NJ

Manasquan BankListed

Manasquan Bank provides New Jersey businesses property financing and working-capital or real estate-secured operating lines.

BanksCommercial real estate loansBusiness lines of creditUnclaimed

Manasquan, NJ

Listedfrom public recordsManasquan, NJ

Orange AdvanceListed

Orange Advance describes advancing business capital against future card sales for small and midsize businesses.

Direct business lendersRevenue based financingWorking capital loansUnclaimed

Toms River, NJ

Listedfrom public recordsToms River, NJ

Peapack Private Bank & TrustListed

Peapack Private Bank & Trust provides commercial credit for working capital, equipment, acquisitions and owner-occupied property. Its Peapack Capital operation also offers equipment financing and leasing for larger transactions.

BanksEquipment financingCommercial real estate loansUnclaimed

Bedminster, NJ

Listedfrom public recordsBedminster, NJ

Prestige CapitalListed

Prestige Capital directly purchases commercial invoices to provide working capital to businesses across North America.

Direct business lendersInvoice factoringWorking capital loansUnclaimed

Saddle Brook, NJ

Listedfrom public recordsSaddle Brook, NJ

Regional Business Assistance CorporationListed

RBAC provides SBA 504 fixed-asset loans and SBA 7(a) Community Advantage financing for smaller business needs, with lender guidance through closing.

Direct business lendersSBA 504 loansSBA 7(a) loansUnclaimed

Princeton, NJ

Listedfrom public recordsPrinceton, NJ

RevenuedListed

Revenued purchases future business receivables to provide working capital accessible through its Flex Line and Business Card.

Direct business lendersRevenue based financingWorking capital loansUnclaimed

Jersey City, NJ

Listedfrom public recordsJersey City, NJ

SLR Business CreditListed

SLR Business Credit provides US businesses with asset-based and invoice financing, plus term and equipment components for broader working-capital needs.

Direct business lendersAsset based lendingInvoice factoringUnclaimed

Princeton, NJ

Listedfrom public recordsPrinceton, NJ

True Advance FundingListed

True Advance Funding offers alternative business finance, including a receivables-purchase programme documented in its public ISO agreement.

Broker and lenderRevenue based fundersRevenue based financingWorking capital loansUnclaimed

Clifton, NJ

Listedfrom public recordsClifton, NJ

CapFlow Funding GroupListed

CapFlow offers several receivables programs, including smaller mFactor facilities and factoring behind an existing lender. Program criteria differ and should be confirmed before selecting a facility.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Rutherford, NJ

Listedfrom public recordsRutherford, NJ

Capstone Corporate FundingListed

Capstone Corporate Funding offers selective invoice factoring, construction progress-payment funding and purchase-order finance. Each program operates at a different stage of delivery and has its own verification and cost requirements.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Rochelle Park, NJ

Listedfrom public recordsRochelle Park, NJ

ConnectOne BankListed

ConnectOne Bank publishes a small-business menu with revolving lines and term loans up to $500,000, plus smaller commercial mortgages. Its borrowing overview also lists SBA and broader commercial credit.

BanksBusiness acquisition loansCommercial real estate loansUnclaimed

Englewood Cliffs, NJ

Listedfrom public recordsEnglewood Cliffs, NJ

DDI CapitalListed

DDI Capital offers technology leasing with options to upgrade equipment during the contract and purchase, renew or return it at maturity. Financing can combine technology from multiple suppliers.

Equipment lessorsEquipment financingUnclaimed

Parsippany, NJ

Listedfrom public recordsParsippany, NJ

FinTapListed

FinTap offers revenue-based financing across credit profiles. It describes buying a share of future business receivables and reviewing business performance beyond credit score alone.

Revenue based fundersRevenue based financingUnclaimed

Clifton, NJ

Listedfrom public recordsClifton, NJ

First BankListed

First Bank offers conventional business lines and an Express lending program with term and revolving facilities up to $350,000. Express requires a primary business deposit relationship and a personal guaranty and excludes several borrower or transaction types.

BanksAsset based lendingEquipment financingUnclaimed

Hamilton, NJ

Listedfrom public recordsHamilton, NJ

Lake Equipment LeasingListed

Lake Equipment Leasing provides small-ticket equipment financing in the Northeast and along the Eastern Seaboard. It accepts inquiries from startups and businesses with credit challenges.

Equipment lessorsEquipment financingInvoice factoringUnclaimed

Millburn, NJ

Listedfrom public recordsMillburn, NJ

OceanFirst Bank, National AssociationListed

OceanFirst’s small-business lending has a material deposit requirement: its advertised quick-access offers require operating-account balances tied to the borrowing. Falling below that balance can increase the rate by five percentage points.

BanksBusiness lines of creditTerm loansUnclaimed

Toms River, NJ

Listedfrom public recordsToms River, NJ

Provident BankListed

Provident publishes small-business term loans from $5,000 to $1 million and lines of credit from $10,000 to $500,000, plus commercial lending for companies with revenues typically above $10 million. Small-business products require at least two years in business, credit approval and automatic…

BanksUnclaimed

Jersey City, NJ

Listedfrom public recordsJersey City, NJ

UCEDC Resources & SolutionsListed

UCEDC offers startup microloans and a separate collateral-free Prime Lock product for established profitable businesses.

Direct business lendersTerm loansEquipment financingUnclaimed

Cranford, NJ

Listedfrom public recordsCranford, NJ

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New Jersey, what to know

25 lenders make business loans in New Jersey, led by direct business lenders and banks. Banks in New Jersey answer to the OCC, the FDIC or the state, and credit unions to the NCUA. Each entry links its charter source.

Disclosure watch

New Jersey at a glance

Most common loan type: Working capital loans
Typical deal range: Set by each lender
Lender types here: Direct business lenders, Banks
SBA lenders: 3

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How do I know a New Jersey lender is legitimate?

Look for a charter or license link, verified status, SBA or CDFI approval where it applies, and fees in writing. Every one of those links to its official source on the entry.

What does a lender look at first?

Cash flow, credit, collateral, time in business and how much of your own money is in the deal. Each lender's minimums show on its entry so you can check fit before you call.

How does a lender get on the register?

Entries start from public records: charters, program lists and business filings. Standing rises as the lender claims its entry, adds its loan officers and verifies its details.

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