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Provident Bank

Listed
BankJersey City, New JerseyBased in New Jersey; service area not yet provided
BBLL 000820Listed Oct 2026From public recordsLast checked Oct 31, 2026

About

Provident publishes small-business term loans from $5,000 to $1 million and lines of credit from $10,000 to $500,000, plus commercial lending for companies with revenues typically above $10 million. Small-business products require at least two years in business, credit approval and automatic…

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

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A second look at Provident Bank

Provident publishes small-business term loans from $5,000 to $1 million and lines of credit from $10,000 to $500,000, plus commercial lending for companies with revenues typically above $10 million. Small-business products require at least two years in business, credit approval and automatic payment from a Provident business checking account.

Direct bank lender; final availability and terms depend on product eligibility and underwriting.

Published by Levr, not by Provident Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Small-business lending

Term loan
$5,000–$1 million, generally one to five years; longer terms may be available when secured by real estate.
Line of credit
$10,000–$500,000 in revolving funds for short-term needs.
Requirements
At least two years in business, subject to credit approval, with automatic payment from a Provident business checking account.

Provider sources: Small-business lending · Commercial loans

Commercial lending

Typical borrower
Provident describes commercial borrowers with revenues typically above $10 million and more sophisticated needs.
Products
Lines of credit, acquisition financing and term loans; real-estate lending includes acquisition, development and refinancing.
Industries
Published examples include manufacturing and distribution, professional services, transportation and logistics, and nonprofit or governmental entities.

Provider sources: Commercial loans · Commercial banking services

When it may fit

Our assessment of the published programs

  • Offers a clear small-business size range and a separate commercial-banking channel for larger, more complex financing needs.

What to weigh carefully

  • Small-business limits and requirements should not be assumed to apply to the commercial channel.
  • Discount eligibility under its lending advantage program depends on business location and other criteria.

Questions before you accept an offer

  1. Does my location qualify for any Small Business Lending Advantage discount?
  2. Would my request be handled by small-business or commercial banking?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

PNC Bank

Compare PNC small-business and commercial credit.

UMB Bank, National Association

Compare UMB term and revolving products.

The lender

Type
Bank
Legal name
Provident Bank
Founded
1839
Charter
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Headquarters
Jersey City, New Jersey
Service area
Based in New Jersey; service area not yet provided
Meets in person
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Languages
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Program approvals
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Also lends to consumers
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LinkedIn
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Loan officers at this lender

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