Skip to content
Best Business Loan Lenders shieldBest Business Loan Lenders
Powered byLevrGet help choosing
PB

PNC Bank

Listed
Bank for business lines of credit and term loansWilmington, DelawareBased in Delaware; service area not yet provided
BBLL 000731Listed Oct 2026From public recordsLast checked Oct 31, 2026
Request contactIs this your lender? Claim it

About

PNC offers unsecured loans and credit lines for smaller needs plus larger secured revolving facilities. Its published lending guide describes factors considered, rather than a guaranteed approval checklist.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Business lines of creditTerm loans
From the lender's own site and public records.

A second look at PNC Bank

PNC offers unsecured loans and credit lines for smaller needs plus larger secured revolving facilities. Its published lending guide describes factors considered, rather than a guaranteed approval checklist.

Direct lender: PNC Bank, National Association.

Published by Levr, not by PNC Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Unsecured Business Loan

Amount
$10,000–$100,000, subject to approval.
Repayment
Fixed rate, level monthly principal and interest, maturity up to five years. Automatic deduction from business checking.
Collateral
Product page explicitly says no collateral required.

Provider sources: Unsecured loan

Business lines of credit

Unsecured line
$10,000–$100,000 with no collateral; access by transfer or check.
Secured line
$100,001 and above, using non-real-estate assets as collateral; automatic interest-only payments are advertised.
Pricing
Unsecured line uses Wall Street Journal Prime plus an underwriting-based margin. Location-specific discounts are conditional, not a universal rate.
Unsecured line fees and payments
Annual fee $175; automatic payment is 1.5% of the balance, minimum $100.

Provider sources: Line comparison · Unsecured line

Underwriting considerations

Business history
General guide says typically two years under the same ownership for traditional financing; other solutions may exist for newer businesses.
Personal liability
Guide says owners must guarantee bank loans; it seeks a strong record of on-time personal and business payments.
Cash flow
PNC considers stable or improving financial results, historically profitable operations and EBITDA exceeding forecast principal and interest payments.
Limits of the guide
PNC calls these illustrative criteria; product-specific underwriting and other factors apply.

Provider sources: Business lending guide

When it may fit

Our assessment of the published programs

  • Potential fit for an established operating business seeking conventional bank credit and able to document repayment capacity.

What to weigh carefully

  • The general guide’s collateral discussion does not override the explicitly unsecured products.
  • A numerical minimum score or revenue is not promised by the reviewed product pages.
  • Obtain annual, origination and prepayment charges in writing; a fee-free product was not established.

Questions before you accept an offer

  1. Which underwriting requirements apply to this product and amount?
  2. Who must guarantee the facility?
  3. What is the full rate, fee and renewal schedule?
  4. Does a secured line require all assets or selected collateral?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Bank of America

Compare Bank of America smaller unsecured term loans.

U.S. Bank

Compare U.S. Bank secured and unsecured limits separately.

The lender

Type
Bank
Legal name
PNC Bank, National Association
Founded
1804
Charter
Not yet provided Add it
Headquarters
Wilmington, Delaware
Service area
Based in Delaware; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
pnc.com
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

More lenders in Delaware

All of Delaware
QFS Capital logo
QFS CapitalListed
QFS Capital provides business advance funding and cash-flow relief through ISO partners, with some transactions placed with third-party funders.
Broker and lenderDirect business lendersRevenue based financingWorking capital loansUnclaimed
Lewes, DE
SB
Santander BankListed
Santander Bank’s U.S. small-business pages describe SBA Express loans and credit lines up to $250,000. The line has a defined revolving period followed by principal repayment, which matters for future cash flow.
BanksBusiness lines of creditSBA 7(a) loansUnclaimed
Wilmington, DE
True Access Capital logo
True Access CapitalListed
True Access Capital offers microloans, business growth credit and commercial real-estate lending for its Delaware-area market. It also supports borrowers with business training and application preparation.
CDFIs and community lendersWorking capital loansEquipment financingUnclaimed
Wilmington, DE
Twin Bridge Capital logo
Twin Bridge CapitalListed
Twin Bridge Capital offers business-purpose real estate lending and separately advises on larger institutional capital transactions.
Broker and lenderDirect business lendersCommercial real estate loansUnclaimed
Wilmington, DE
Powered byLevrStanding rises on evidence, never on payment.