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Santander Bank

Listed
Bank for business lines of credit and sBA 7(a) loansWilmington, DelawareBased in Delaware; service area not yet provided
BBLL 000760Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Santander Bank’s U.S. small-business pages describe SBA Express loans and credit lines up to $250,000. The line has a defined revolving period followed by principal repayment, which matters for future cash flow.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Business lines of creditSBA 7(a) loansTerm loansWorking capital loans
From the lender's own site and public records.

A second look at Santander Bank

Santander Bank’s U.S. small-business pages describe SBA Express loans and credit lines up to $250,000. The line has a defined revolving period followed by principal repayment, which matters for future cash flow.

Direct U.S. bank lender, Santander Bank, N.A.; distinct from Santander lending programs in other countries.

Published by Levr, not by Santander Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

SBA Express line of credit

Amount
$10,000–$250,000 under the bank’s advertised offer.
Repayment
Five years revolving with interest-only payments, then five years of principal and interest repayment.
Cost
$250 one-time packaging fee and no annual fee in the Express comparison table; eligible relationship discounts may apply.
Security and history
Published table describes unsecured amounts through $100,000 and secured amounts from $100,000–$250,000; clarify the boundary. At least two years under current ownership.

Provider sources: Business credit line

SBA Express term loan

Term
Up to 10 years with fixed-rate, fully amortizing monthly principal and interest payments.
Uses
Fixed assets, permanent working capital and refinancing.
Size and history
$10,000–$250,000; at least two years under current ownership.

Provider sources: Term loan comparison

When it may fit

Our assessment of the published programs

  • Established businesses wanting a defined transition from revolving credit to repayment.
  • Borrowers who prefer a branch-assisted U.S. bank application.

What to weigh carefully

  • The general borrowing overview shows different conventional terms and fees from the SBA Express tables. Confirm the exact program on the offer.
  • Secured lines are generally secured by all business assets. Published limits are the bank’s offer, not the federal SBA maximum.

Questions before you accept an offer

  1. Is this offer conventional or SBA Express?
  2. How much will payments rise after the revolving period ends, and what guarantees apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

M&T Bank

Compare M&T Business Access credit lines.

Bank of America

Compare Bank of America conventional lending.

The lender

Type
Bank
Legal name
Santander Bank, N.A.
Founded
1907
Charter
Not yet provided Add it
Headquarters
Wilmington, Delaware
Service area
Based in Delaware; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
santander.com
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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