UCEDC Resources & Solutions

Listed

Direct business lender for term loans and equipment financingCranford, New JerseyNew Jersey, New York City and selected areas of New York and Pennsylvania; confirm program coverage.

BBLL 000546Listed Oct 2026From public recordsLast checked Oct 31, 2026

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About

UCEDC offers startup microloans and a separate collateral-free Prime Lock product for established profitable businesses.

Direct business lender. Directly funds business financing; products and terms depend on the lender.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loans Equipment financing Commercial real estate loans SBA 504 loans

General small business

From the lender's own site and public records.

A second look at UCEDC Resources & Solutions

UCEDC offers startup microloans and a separate collateral-free Prime Lock product for established profitable businesses.

Nonprofit economic-development organization and direct business lender.

Published by Levr, not by UCEDC Resources & Solutions. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Microloans

Amount: Businesses under two years: up to $35,000; established profitable businesses: up to $50,000.
Terms: Fixed interest of 5%–7.75%, up to six years, with as little as 10% down.
Uses: Equipment, inventory, working capital and eligible owner-occupied improvements; SBA microloans cannot buy real estate.
Early repayment: No prepayment penalties.

Provider sources: Microloans

Prime Lock

Amount and cost: Up to $25,000 at 5% fixed interest for up to five years.
Security: No collateral required.
Criteria: At least three years operating, profitable latest tax return, and personal credit score of at least 680.

Provider sources: Prime Lock

When it may fit

Our assessment of the published programs

Businesses in New Jersey, New York City and eligible parts of New York and Pennsylvania.

What to weigh carefully

Prime Lock criteria differ from the broader microloan program.
Collateral-free financing does not establish whether a personal guarantee is required.

Questions before you accept an offer

Does my address qualify for this specific program?
What fees and personal guarantees apply, and how much equity must I contribute?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Accompany Capital

Compare New York City community lending for a business in the five boroughs.

Pursuit

Compare Pursuit programs serving eligible regional businesses.

The lender

Type: Direct business lender
Legal name: Not yet provided Add it
Founded: Not yet provided Add it
Charter: Not yet provided Add it
Headquarters: Cranford, New Jersey
Service area: New Jersey, New York City and selected areas of New York and Pennsylvania; confirm program coverage.
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: SBA 504
Also lends to consumers: Not yet provided Add it
Website: ucedc.com
LinkedIn: Not yet provided Add it

Loan officers at this lender

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Request contact

Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

SBA 504 lender

Program availability

New Jersey, New York City and selected areas of New York and Pennsylvania; confirm program coverage.

Sources: UCEDC financing (Oct 31, 2026), UCEDC contact (Oct 31, 2026), Official brokerage logo (Oct 31, 2026), Microloans (Oct 31, 2026), Prime Lock (Oct 31, 2026).

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