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Accessity

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Direct business lender for term loans and startup fundingSan Diego, CaliforniaSouthern California: Los Angeles, Orange, Imperial, Riverside, San Bernardino, Santa Barbara, San Diego and Ventura counties, United States; program-specific restrictions apply.
BBLL 000319Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Accessity provides term loans for Southern California startups and expanding businesses. Product limits and terms on its current loan page are broader than some older brochures.

Direct business lender. Directly funds business financing; products and terms depend on the lender.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loansStartup fundingWorking capital loans
General small business
From the lender's own site and public records.

A second look at Accessity

Accessity provides term loans for Southern California startups and expanding businesses. Product limits and terms on its current loan page are broader than some older brochures.

Direct nonprofit business lender.

Published by Levr, not by Accessity. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Startup and expansion term loans

Amounts
USD300–25,000 and a separate USD25,001–250,000 product.
Interest
Published fixed simple interest8.99%–14.99%; veterans and active military may receive a1%discount.
Term
Current product page lists12–48months for smaller loans and12–84months for larger loans.
Fees
No application fee or prepayment penalty; closing costs apply and reduce disbursed cash. Larger-loan closing costs are approximately6.5%.

Provider sources: Current products · Closing-cost treatment · FAQ and coverage

When it may fit

Our assessment of the published programs

  • Southern California entrepreneurs, including startups with another income source and repayment ability.

What to weigh carefully

  • Collateral and a co-borrower may be required; qualification varies by product.
  • Regular-product credit thresholds range550–640; Emerge differs. Older materials have different limits and fee treatment.

Questions before you accept an offer

  1. Which current product and term apply?
  2. What net cash arrives after closing costs?
  3. Which assets or co-borrowers secure the loan?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

OnDeck

Compare OnDeck for shorter-term operating-business finance.

Fundbox

Compare Fundbox for revolving working capital, subject to its eligibility.

The lender

Type
Direct business lender
Legal name
Not yet provided Add it
Founded
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Charter
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Headquarters
San Diego, California
Service area
Southern California: Los Angeles, Orange, Imperial, Riverside, San Bernardino, Santa Barbara, San Diego and Ventura counties, United States; program-specific restrictions apply.
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
accessity.org
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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