SBA 504 and revolving loans
- 504 structure
- The typical project structure combines a 50% bank loan, up to 40% CDC/SBA portion and at least 10% borrower equity, with higher equity in some cases.
- Revolving fund
- RLF loans range from $5,000 to $350,000 for property, construction, equipment, inventory, receivables and some working capital.
- Security
- RLF loans other than microloans require collateral covering the loan, potentially including business assets and company/personal guarantees.
- Local scope
- The USDA IRP fund names nine eastern Idaho counties, excluding the City of Idaho Falls; eligibility varies by fund.
Provider sources: SBA 504 and revolving loans official source · SBA 504 and revolving loans official source


