Compare the fit

Spot and selective factoring companies: compare providers

Compare providers that discuss single-invoice, spot or selective factoring. Check industry restrictions and setup costs before choosing occasional funding.

3 providers · Sources checked October 31, 2026 · Alphabetical order

Compare providers

What to compare first

Invoice choice

Confirm whether you can choose individual invoices or must assign an entire customer account. Selective arrangements are not identical across providers.

Cost per transaction

Ask about setup, due-diligence, filing, transfer and minimum fees. Small transactions can be expensive even without a monthly commitment.

Contract and lien scope

Confirm future invoice obligations, termination provisions and how a lien is released. No fixed-term commitment does not mean no agreement.

Providers to compare

Each provider below publishes information supporting this specific use. This is a sourced shortlist, not a ranking or an approval decision. Factoring is a purchase of receivables, rather than a conventional business loan.

Compare published requirements and the questions still to resolve
Provider	Published eligibility	Terms and costs	Ask before choosing
Capstone Corporate Funding	Verified invoices or progress payments for work performed for creditworthy US customers.	No multi-year contract or minimum number of invoices stated for single-invoice factoring.	Request all due-diligence, filing and transaction charges; flexibility does not mean no legal agreement or fees.
Gateway Commercial Finance	Accepted business receivables; exact debtor and invoice approval is determined during underwriting.	Separate selective and spot-purchasing structures are described.	Confirm minimum invoice size, setup expenses, lien scope and whether future invoices must be offered.
PRN Funding	Businesses selling products or delivering services to healthcare facilities with qualified receivables.	Provider states there is no fixed-term contract and clients may start or stop factoring.	This is a healthcare-specific selective option, not evidence of broad-industry single-invoice eligibility.

Capstone Corporate Funding

Factoring provider

Explicit single-invoice factoring program for occasional working-capital needs.

Who it serves: Verified invoices or progress payments for work performed for creditworthy US customers.
Published terms: No multi-year contract or minimum number of invoices stated for single-invoice factoring.
Service area: Not established by the sources reviewed. Confirm with the provider.

Ask before applying

Request all due-diligence, filing and transaction charges; flexibility does not mean no legal agreement or fees.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

Provider program details

Gateway Commercial Finance

Factoring provider

Spot purchasing accepts a single invoice or group without an expectation of further purchases.

Who it serves: Accepted business receivables; exact debtor and invoice approval is determined during underwriting.
Published terms: Separate selective and spot-purchasing structures are described.
Service area: Not established by the sources reviewed. Confirm with the provider.

Ask before applying

Confirm minimum invoice size, setup expenses, lien scope and whether future invoices must be offered.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

Provider program details

PRN Funding

Factoring provider

Healthcare specialist lets clients choose invoices and when to factor them.

Who it serves: Businesses selling products or delivering services to healthcare facilities with qualified receivables.
Published terms: Provider states there is no fixed-term contract and clients may start or stop factoring.
Service area: Not established by the sources reviewed. Confirm with the provider.

Ask before applying

This is a healthcare-specific selective option, not evidence of broad-industry single-invoice eligibility.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

Provider program details

How we selected these providers

We matched existing register profiles to their own published industry-specific factoring pages and FAQs. We included only providers with evidence for this comparison, kept program-specific conditions attached to the relevant program, and left unconfirmed terms unfilled. Provider order is alphabetical. Levr publishes this register; these are not the providers’ own pages or customer reviews. Published terms can change; request a written quote and agreement before choosing.

Suggest a correction · How register standing works

Questions before you choose

Can I factor just one invoice?

Capstone and Gateway describe single-invoice or spot structures. Acceptance still depends on the invoice and customer.

Does every listed provider serve all industries?

No. PRN is included as a healthcare-specific selective option. Its flexibility should not be interpreted as general-industry eligibility.

Is spot factoring always cheaper?

No. Compare the full dollar cost for your invoice size and expected collection date, including one-time setup expenses.

Want help comparing your options?

A business loan broker can help assess the fit and arrange financing. Explore our sister register or browse the full financing category.

Find a factoring broker →Browse all factoring providers →

Understand the financing before comparing offers

Read the financing overview on BusinessLoanBroker.ai, then use this register to compare specific providers and their published programs.

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