Compare the fit

Medical equipment financing companies: compare providers

Compare providers with published medical equipment programs. Review asset scope, business minimums and financing structure before choosing a lender.

3 providers · Sources checked October 31, 2026 · Alphabetical order

Compare providers

What to compare first

Equipment and project costs

Provide the equipment quote and list installation, training, shipping and software separately. Confirm what can be financed.

Practice eligibility

Ask whether the program supports a new practice, a hospital or an established independent physician. Published minimums can differ by specialty.

Agreement structure

Compare cash due at signing, total payments, ownership, guarantees and payoff terms. An equipment finance agreement is not necessarily a standard amortizing loan.

Providers to compare

Each provider below publishes information supporting this specific use. This is a sourced shortlist, not a ranking or an approval decision. A startup or equipment program does not mean every applicant or asset qualifies.

Compare published requirements and the questions still to resolve
Provider	Published eligibility	Terms and costs	Ask before choosing
Ascentium Capital	Hospitals, independent physician practices, surgical centers, assisted living and nursing homes. Subject to credit approval. Typical equipment criteria include two years in business (corporate-guarantor exception may apply), 650 guarantor FICO and no bankruptcy in ten years. Confirm vendor, residency and owner-guarantee requirements.	Healthcare financing up to $2 million; associated costs such as shipping, taxes and training may be included.	Confirm the final quote, total payments, cash due at signing, guarantee requirements, early payoff and ownership terms.
Balboa Capital	Medical page publishes two years in business, $100,000 annual revenue and FICO 640 minimum; meeting minimums is not approval.	Application-only hard collateral up to $500,000 and soft collateral up to $350,000.	Confirm the final quote, total payments, cash due at signing, guarantee requirements, early payoff and ownership terms.
U.S. Bank	Application-only transactions up to $250,000 are described for existing U.S. Bank customers. Normal credit approval applies.	Published terms 24–60 months; no down payment; up to 25% additional costs; $375 origination fee.	Confirm EFA versus loan structure and early payoff: the bank says its EFA is non-cancelable and prepayment depends on the agreement.

Ascentium Capital

Equipment finance provider

Regions Bank division offering healthcare equipment financing and leasing.

Who it serves: Hospitals, independent physician practices, surgical centers, assisted living and nursing homes. Subject to credit approval. Typical equipment criteria include two years in business (corporate-guarantor exception may apply), 650 guarantor FICO and no bankruptcy in ten years. Confirm vendor, residency and owner-guarantee requirements.
Equipment: New or used medical equipment; diagnostic imaging, MRI, ultrasound, surgical and laboratory systems.
Published terms: Healthcare financing up to $2 million; associated costs such as shipping, taxes and training may be included.
Service area: Not established by the sources reviewed. Confirm with the provider.

Ask before applying

Confirm the final quote, total payments, cash due at signing, guarantee requirements, early payoff and ownership terms.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

Balboa Capital

Equipment finance provider

Balboa division program now presented as Ameris Bank Equipment Finance.

Who it serves: Medical page publishes two years in business, $100,000 annual revenue and FICO 640 minimum; meeting minimums is not approval.
Equipment: EKG machines, exam tables, vital signs monitors, medical office furniture and technology.
Published terms: Application-only hard collateral up to $500,000 and soft collateral up to $350,000.
Service area: Not established by the sources reviewed. Confirm with the provider.

Ask before applying

Confirm the final quote, total payments, cash due at signing, guarantee requirements, early payoff and ownership terms.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

Medical program requirements

U.S. Bank

Equipment finance provider

Bank equipment financing explicitly includes medical practice equipment.

Who it serves: Application-only transactions up to $250,000 are described for existing U.S. Bank customers. Normal credit approval applies.
Equipment: New or used medical equipment.
Published terms: Published terms 24–60 months; no down payment; up to 25% additional costs; $375 origination fee.
Service area: Not established by the sources reviewed. Confirm with the provider.

Ask before applying

Confirm EFA versus loan structure and early payoff: the bank says its EFA is non-cancelable and prepayment depends on the agreement.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

Equipment financing and EFA explanation

How we selected these providers

We matched existing register profiles to their own published equipment financing pages and FAQs. We included only providers with evidence for this comparison, kept program-specific conditions attached to the relevant program, and left unconfirmed terms unfilled. Provider order is alphabetical. Levr publishes this register; these are not the providers’ own pages or customer reviews. Published terms can change; request a written quote and agreement before choosing.

Suggest a correction · How register standing works

Questions before you choose

Can used medical equipment be financed?

Ascentium and U.S. Bank discuss new or used equipment. Confirm condition, age, seller and valuation for the exact asset.

Are dental and medical minimums identical?

Not necessarily. Ameris publishes different medical and dental program minimums. Do not carry criteria from one page into the other.

Does no down payment mean no upfront cash?

Not necessarily. Ask separately about fees, deposits, the first payment and costs not included in financing.

Want help comparing your options?

A business loan broker can help assess the fit and arrange financing. Explore our sister register or browse the full financing category.

Find a equipment financing broker →Browse all equipment financing providers →

Understand the financing before comparing offers

Read the financing overview on BusinessLoanBroker.ai, then use this register to compare specific providers and their published programs.

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