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Ascentium Capital

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Equipment lessor for equipment financing and working capital loansHouston, TexasBased in Texas; service area not yet provided
BBLL 000181Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Ascentium offers equipment financing and leasing plus a separate working-capital loan. Its equipment limit reaches $2 million, while the usual application-only threshold is $250,000. Applicants should review personal guarantees, documentation charges and early-termination conditions.

Equipment lessor. Leases or lends against vehicles, machinery and other equipment.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Equipment financingWorking capital loansTerm loans
From the lender's own site and public records.

A second look at Ascentium Capital

Ascentium offers equipment financing and leasing plus a separate working-capital loan. Its equipment limit reaches $2 million, while the usual application-only threshold is $250,000. Applicants should review personal guarantees, documentation charges and early-termination conditions.

Loans and leases are provided by Regions Bank doing business as Ascentium Capital; Ascentium is a division of Regions Bank. Its credit page also discloses referral relationships with other finance companies, so an offer outside its own criteria may involve another funder.

Published by Levr, not by Ascentium Capital. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Equipment financing and leasing

Amount and term
Up to $2 million and up to 84 months. A quick application is typically sufficient up to $250,000; larger transactions may need more records.
Assets
New or used equipment, commercial vehicles and technology. Deferred payment options are available, subject to the offer.
Typical eligibility
Two years in business, with an exception for a related corporate guarantor with common ownership and more than two years. Personal guarantors typically need FICO 650 or greater, with no bankruptcy in the last ten years; an approved equipment vendor is required.
Guarantees and residency
Most transactions require guarantees covering at least 51% ownership. Guarantors and business signers must be U.S. citizens or permanent residents. Nonguaranteed consideration may require financial disclosure or stronger commercial credit.

Provider sources: Equipment program · Product-specific credit criteria

Healthcare equipment financing

Scope
Medical and dental practices, hospitals and other healthcare providers; new and used equipment, including imaging, laboratory systems and furniture.
Published amount
Up to $2 million. Associated expenses such as taxes, shipping and training may be included; verify the allowed proportion and final quote.

Provider sources: Healthcare program

Working-capital business loan

Amount and term
Up to $250,000; one to 24 months. Advertised as a business loan rather than a purchase of future sales.
Typical requirements
Two years in business, subject to the related-corporate-guarantor exception; FICO 650 or higher for guarantors, no bankruptcy in ten years and three months of bank statements showing deposits. Guarantees must cover at least 51% ownership; guarantors and signers must be U.S. citizens or permanent residents.

Provider sources: Working-capital loan · Product-specific credit criteria

Equipment agreement costs and early exit

Fees
No application fee; a one-time documentation fee follows approval. Numeric pricing is not published in the FAQ.
Additional costs
Soft costs may comprise up to 30% of the financed total. Interim prorated charges may apply before regular billing; insurance costs may apply when coverage is arranged by Ascentium.
Early termination
The FAQ says there is no contractual right to prepay. If not in default, customers can request early termination in writing; Ascentium may agree using a present-value discount of future payments, without an additional penalty or fee.

Provider sources: Agreement and payment FAQ

When it may fit

Our assessment of the published programs

  • Worth comparing for established companies needing equipment amounts above simplified application limits.
  • The healthcare program provides an explicit fit for medical and dental purchases.

What to weigh carefully

  • Regions Bank is the funding bank, not an independent alternative to Ascentium.
  • A potential referral should not be presented as guaranteed direct funding from Regions.
  • No contractual prepayment right is materially different from unconditional penalty-free payoff.
  • Ownership, purchase options and final payments depend on whether the offered agreement is a lease or financing contract.

Questions before you accept an offer

  1. Is this offer funded by Regions Bank or referred to another finance company?
  2. Which personal guarantees and financial disclosures are required?
  3. What are documentation, interim-payment and insurance charges in dollars?
  4. What written early-termination calculation would apply after 12 months?
  5. Who owns the equipment and what is owed at the end?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Crest Capital

Compare Crest for equipment financing, documentation requirements and different early-payoff economics.

Balboa Capital

Compare Balboa/Ameris for equipment financing and its hard-versus-soft collateral limits.

U.S. Bank

Compare U.S. Bank’s equipment agreements and existing-customer process.

Published specialist programs

Medical equipment financing companies

Regions Bank division offering healthcare equipment financing and leasing.

Who it serves
Hospitals, independent physician practices, surgical centers, assisted living and nursing homes. Subject to credit approval. Typical equipment criteria include two years in business (corporate-guarantor exception may apply), 650 guarantor FICO and no bankruptcy in ten years. Confirm vendor, residency and owner-guarantee requirements.
Published terms
Healthcare financing up to $2 million; associated costs such as shipping, taxes and training may be included.

Equipment covered: New or used medical equipment; diagnostic imaging, MRI, ultrasound, surgical and laboratory systems.

Our questions before you choose

Confirm the final quote, total payments, cash due at signing, guarantee requirements, early payoff and ownership terms.

Checked October 31, 2026. Healthcare equipment financing and Regions Bank disclosure · Credit criteria

Dental equipment financing companies

Healthcare program explicitly includes dental practices and dental equipment.

Who it serves
Dental practices; final terms depend on credit parameters and collateral. Typical equipment criteria include two years in business (corporate-guarantor exception may apply), 650 guarantor FICO and no bankruptcy in ten years. Confirm vendor, residency and owner-guarantee requirements.
Published terms
Healthcare program advertises financing up to $2 million and bundling associated costs.

Equipment covered: New or used dental and healthcare equipment.

Our questions before you choose

Confirm the final quote, total payments, cash due at signing, guarantee requirements, early payoff and ownership terms.

Checked October 31, 2026. Healthcare equipment financing and Regions Bank disclosure · Credit criteria

Other providers to compare

These providers publish information for at least one of the same financing needs. They are comparison options, not a ranked recommendation or evidence that you qualify.

Balboa Capital

Compare dental equipment financing companies →

U.S. Bank

Compare dental equipment financing companies →

The lender

Type
Equipment lessor
Legal name
Regions Bank d/b/a Ascentium Capital
Founded
Not yet provided Add it
Charter
Not yet provided Add it
Headquarters
Houston, Texas
Service area
Based in Texas; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
ascentiumcapital.com
LinkedIn
Company page

Loan officers at this lender

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