Compare the fit

Heavy equipment financing companies: compare providers

Find providers with published programs for heavy machinery, construction equipment or related commercial assets. Compare equipment scope and applicant requirements.

4 providers · Sources checked October 31, 2026 · Alphabetical order

Compare providers

What to compare first

The equipment

Share the make, model, year, hours, price and seller. Ask about used machines, private-party purchases and auctions when relevant.

The financing structure

Compare a loan with lease options, payment schedules, ownership and end-of-term obligations. Confirm whether installation or transport costs can be included.

Business and cash requirements

Ask for operating-history, credit, down-payment and guarantee requirements for this specific equipment and business.

Providers to compare

Each provider below publishes information supporting this specific use. This is a sourced shortlist, not a ranking or an approval decision. A startup or equipment program does not mean every applicant or asset qualifies.

Compare published requirements and the questions still to resolve
Provider	Published eligibility	Terms and costs	Ask before choosing
Commercial Credit Group	No explicit startup eligibility verified; new-customer document list asks for two year-end statements or tax returns.	Request a written quote; terms were not established by our sources.	Confirm the total cash due upfront, guarantee requirements, equipment eligibility and end-of-term obligations in a written quote.
Crest Capital	Explicitly does not finance pure startups. Published benchmark: two or more years under current ownership.	Published equipment financing range: $10,000–$500,000; simplified documentation up to $250,000. Typically two years under current ownership and a 650 personal credit benchmark for significant owners. Full financing may be available to qualified applicants; confirm cash due at signing.	Confirm the total cash due upfront, guarantee requirements, equipment eligibility and end-of-term obligations in a written quote.
First Capital Leasing	Official new-business guide explicitly says it helps new businesses across Canada. No exact months-in-business or credit-score threshold stated.	Request a written quote; terms were not established by our sources.	Confirm the total cash due upfront, guarantee requirements, equipment eligibility and end-of-term obligations in a written quote.
North Mill Equipment Finance	Startup principal must have at least three years of industry experience and minimum 640 FICO, according to explicit startup FAQ.	Transaction size: $15,000 published financing floor; financing details advertise $15K–$5M. Startup principal: At least three years industry experience and 640 FICO stated in startup FAQ.	Confirm the total cash due upfront, guarantee requirements, equipment eligibility and end-of-term obligations in a written quote.

Commercial Credit Group

Equipment finance provider

Direct heavy-equipment specialist with dealer, auction and third-party purchases plus refinancing; asks for financial statements rather than publishing one universal credit-score cutoff.

Who it serves: No explicit startup eligibility verified; new-customer document list asks for two year-end statements or tax returns.
Equipment: New and used construction, transportation, waste and machine-tool equipment; excavators, loaders, graders, cranes, concrete pumps and crushing equipment.
Published terms: Not established by the sources reviewed. Confirm with the provider.
Service area: US offices in NC, NY and IL plus Hamilton, Ontario office. Exact nationwide/province coverage not established by contact page.

Ask before applying

Confirm the total cash due upfront, guarantee requirements, equipment eligibility and end-of-term obligations in a written quote.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

Crest Capital

Equipment finance provider

A clearly documented heavy-equipment program for established businesses, including auction and private-party machines; exclude from startup recommendations.

Who it serves: Explicitly does not finance pure startups. Published benchmark: two or more years under current ownership.
Equipment: Excavators, bulldozers, backhoes, loaders, skid steers, cranes, drilling rigs, paving/concrete equipment and attachments; new, used, auction and private-party purchases.
Published terms: Published equipment financing range: $10,000–$500,000; simplified documentation up to $250,000. Typically two years under current ownership and a 650 personal credit benchmark for significant owners. Full financing may be available to qualified applicants; confirm cash due at signing.
Service area: United States; official equipment financing page identifies US small-business financing.

Ask before applying

Confirm the total cash due upfront, guarantee requirements, equipment eligibility and end-of-term obligations in a written quote.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

First Capital Leasing

Broker and lender

Canadian leasing option that expressly includes new businesses and used heavy machinery, with seasonal payment structures available.

Who it serves: Official new-business guide explicitly says it helps new businesses across Canada. No exact months-in-business or credit-score threshold stated.
Equipment: New and used equipment, vehicles, tools and heavy machinery; guide states no equipment age/type restrictions.
Published terms: Not established by the sources reviewed. Confirm with the provider.
Service area: Canada nationwide, explicitly stated in the new-business guide.

Ask before applying

Confirm the total cash due upfront, guarantee requirements, equipment eligibility and end-of-term obligations in a written quote.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

Provider program details

North Mill Equipment Finance

Equipment finance provider

Useful when the business is new but its principal has industry experience; start-up-specific requirements matter more than broad credit marketing.

Who it serves: Startup principal must have at least three years of industry experience and minimum 640 FICO, according to explicit startup FAQ.
Equipment: Construction, heavy machinery, manufacturing, material handling and specialty vehicles; class 8 heavy-duty trucks explicitly discussed.
Published terms: Transaction size: $15,000 published financing floor; financing details advertise $15K–$5M. Startup principal: At least three years industry experience and 640 FICO stated in startup FAQ.
Service area: United States; solutions page states businesses across the U.S.

Ask before applying

Confirm the total cash due upfront, guarantee requirements, equipment eligibility and end-of-term obligations in a written quote.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

Provider program details

How we selected these providers

We matched existing register profiles to their own published equipment financing pages and FAQs. We included only providers with evidence for this comparison, kept program-specific conditions attached to the relevant program, and left unconfirmed terms unfilled. Provider order is alphabetical. Levr publishes this register; these are not the providers’ own pages or customer reviews. Published terms can change; request a written quote and agreement before choosing.

Suggest a correction · How register standing works

Questions before you choose

Can used heavy equipment be financed?

Some providers explicitly offer used-equipment programs. Age, condition, valuation and seller requirements vary, so confirm eligibility for the exact machine.

Does heavy equipment financing cover startup businesses?

Only some programs explicitly support startups. Check the startup comparison and ask each provider about its current requirements.

Can equipment bought at auction be financed?

Where a provider supports auctions, arrange approval and confirm payment deadlines before bidding. An equipment financing listing alone does not establish auction eligibility.

Want help comparing your options?

A business loan broker can help assess the fit and arrange financing. Explore our sister register or browse the full financing category.

Find a equipment financing broker →Browse all equipment financing providers →

Understand the financing before comparing offers

Read the financing overview on BusinessLoanBroker.ai, then use this register to compare specific providers and their published programs.

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