Compare the fit

Government contract factoring: compare providers

Compare factors that explicitly fund government contract receivables. Check whether the invoice is owed by an agency or a prime contractor and which assignment steps apply.

3 providers · Sources checked October 31, 2026 · Alphabetical order

Compare providers

What to compare first

The actual debtor

Identify the federal, state or local agency, or the prime contractor. A subcontractor’s commercial invoice can follow a different approval process.

Accepted invoices

Confirm that work is complete and the invoice is accepted for payment. A contract award alone is not a funded receivable.

Assignment paperwork

Ask the provider to identify the assignment, acknowledgment and payment-direction steps for your contract before promising a funding date.

Providers to compare

Each provider below publishes information supporting this specific use. This is a sourced shortlist, not a ranking or an approval decision. Factoring is a purchase of receivables, rather than a conventional business loan.

Compare published requirements and the questions still to resolve
Provider	Published eligibility	Terms and costs	Ask before choosing
1st Commercial Credit	Invoices for goods delivered or services rendered under accepted government or prime-contractor relationships.	Request a written quote; terms were not established by our sources.	Confirm agency versus prime-contractor debtor, assignment requirements and customer concentration limits.
Factor Funding	Businesses supplying products or services to local, state or federal agencies with outstanding government receivables.	Request a written quote; terms were not established by our sources.	Confirm approved invoices, required assignment notices, any disputes and whether unbilled work is excluded.
United Capital Funding	Government invoices processed and approved for payment; assignment documentation is required. Subcontractor receivables owed by primes are evaluated separately as commercial accounts.	Provider describes initial advances up to 85%–90%, subject to its conditions.	Confirm assignment acknowledgment, invoice portal approval and whether the debtor is an agency or prime contractor.

1st Commercial Credit

Factoring provider

Supports direct federal contract receivables and invoices owed by prime contractors, with Assignment of Claims experience.

Who it serves: Invoices for goods delivered or services rendered under accepted government or prime-contractor relationships.
Published terms: Not established by the sources reviewed. Confirm with the provider.
Service area: Not established by the sources reviewed. Confirm with the provider.

Ask before applying

Confirm agency versus prime-contractor debtor, assignment requirements and customer concentration limits.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

Provider program details

Factor Funding

Factoring provider

Government contractor factoring with stated experience in the Federal Assignment of Claims Act.

Who it serves: Businesses supplying products or services to local, state or federal agencies with outstanding government receivables.
Published terms: Not established by the sources reviewed. Confirm with the provider.
Service area: Not established by the sources reviewed. Confirm with the provider.

Ask before applying

Confirm approved invoices, required assignment notices, any disputes and whether unbilled work is excluded.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

Provider program details

United Capital Funding

Factoring provider

Dedicated government-contractor team and direct funding; explains assignment and approved-invoice verification.

Who it serves: Government invoices processed and approved for payment; assignment documentation is required. Subcontractor receivables owed by primes are evaluated separately as commercial accounts.
Published terms: Provider describes initial advances up to 85%–90%, subject to its conditions.
Service area: Not established by the sources reviewed. Confirm with the provider.

Ask before applying

Confirm assignment acknowledgment, invoice portal approval and whether the debtor is an agency or prime contractor.

Request an introduction View profile

Requests are held for team review.

Provider sources · October 31, 2026

Provider program details

How we selected these providers

We matched existing register profiles to their own published industry-specific factoring pages and FAQs. We included only providers with evidence for this comparison, kept program-specific conditions attached to the relevant program, and left unconfirmed terms unfilled. Provider order is alphabetical. Levr publishes this register; these are not the providers’ own pages or customer reviews. Published terms can change; request a written quote and agreement before choosing.

Suggest a correction · How register standing works

Questions before you choose

Will an awarded contract qualify before work starts?

An award alone does not establish an eligible invoice. Ask about a separate pre-delivery or purchase-order facility if you need money to perform the work.

Can subcontractors use this funding?

Some providers evaluate invoices owed by prime contractors. Describe the debtor correctly rather than treating every government-related job as an agency receivable.

Is the government guaranteeing this financing?

A government customer does not mean the financing is government guaranteed. Review the provider’s agreement, fees, recourse and assignment conditions.

Want help comparing your options?

A business loan broker can help assess the fit and arrange financing. Explore our sister register or browse the full financing category.

Find a factoring broker →Browse all factoring providers →

Understand the financing before comparing offers

Read the financing overview on BusinessLoanBroker.ai, then use this register to compare specific providers and their published programs.

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