Business lenders in Illinois

Banks, credit unions, SBA lenders and specialty lenders that make business loans in Illinois. Verified lenders sort first. Last checked Nov 1, 2026.

lenders: 57
loan officers: 0
verified: 0
SBA lenders: 22

Lenders sort by standing, then by how recently they were checked. Placement is never for sale.How sorting works

AdFin IncListed

AdFin provides nationwide freight factoring with no reserve, fixed rates and collections support. Its website offers recourse and non-recourse programs and states that clients receive invoice proceeds less fees without monthly volume charges.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Hinsdale, IL

Listedfrom public recordsHinsdale, IL

Aequum CapitalListed

Aequum Capital Financial provides senior secured asset-based and cash-flow credit for U.S. middle-market companies, including growth, refinancing, acquisitions and turnarounds.

Asset based lendersTerm loansBusiness lines of creditUnclaimed

Chicago, IL

Listedfrom public recordsChicago, IL

American Commercial Bank & Trust, National AssociationListed

American Commercial Bank & Trust offers commercial lines, equipment term loans, construction and development finance, and commercial mortgages. Its lenders tailor structures to the business, collateral and project.

BanksTerm loansBusiness lines of creditUnclaimed

Ottawa, IL

Listedfrom public recordsOttawa, IL

American Community Bank & TrustListed

American Community Bank & Trust serves Chicagoland businesses with revolving operating credit, term debt and commercial property and construction finance.

BanksBusiness lines of creditTerm loansUnclaimed

Woodstock, IL

Listedfrom public recordsWoodstock, IL

Bank of SpringfieldListed

Bank of Springfield provides commercial term loans, revolving working-capital credit and property construction or purchase financing, alongside SBA and USDA lending options.

BanksTerm loansBusiness lines of creditUnclaimed

Springfield, IL

Listedfrom public recordsSpringfield, IL

Barrington Bank & Trust Company, National AssociationListed

Barrington Bank & Trust, a Wintrust community bank, offers local commercial credit and access to Wintrust SBA programs for business acquisitions, working capital and fixed assets.

BanksTerm loansBusiness lines of creditUnclaimed

Barrington, IL

Listedfrom public recordsBarrington, IL

Belmont Bank & Trust CompanyListed

Belmont Bank & Trust finances commercial and industrial needs, business equipment and permanent working capital, and offers revolving business lines.

BanksTerm loansBusiness lines of creditUnclaimed

Chicago, IL

Listedfrom public recordsChicago, IL

Beverly Bank & Trust Company, National AssociationListed

Beverly Bank & Trust offers small-business term loans, Easy Access revolving credit and SBA financing through its Wintrust community-bank platform. Borrowers can compare operating-credit and acquisition funding structures with a business banker.

BanksTerm loansBusiness lines of creditUnclaimed

Chicago, IL

Listedfrom public recordsChicago, IL

Blackhawk Bank & TrustListed

Blackhawk Bank & Trust offers locally decided commercial, equipment and property loans, plus tailored farm operating and asset financing.

BanksTerm loansBusiness lines of creditUnclaimed

Milan, IL

Listedfrom public recordsMilan, IL

Carrollton BankListed

Carrollton Bank offers lines of credit, equipment loans, commercial real estate loans and buyout or acquisition financing. It serves businesses through a relationship-banking network in Illinois and the St. Louis region.

BanksBusiness lines of creditEquipment financingUnclaimed

Carrollton, IL

Listedfrom public recordsCarrollton, IL

Cornerstone National Bank & Trust CompanyListed

Cornerstone National Bank & Trust Company finances Chicago-area business equipment, operating liquidity, property and acquisitions, including professional practices and manufacturing companies.

BanksBusiness lines of creditWorking capital loansUnclaimed

Palatine, IL

Listedfrom public recordsPalatine, IL

Crystal Lake Bank and Trust Company, National AssociationListed

Crystal Lake Bank & Trust offers small-business revolving lines and term loans plus SBA 7(a), Express and 504 options through its Wintrust lending network.

BanksBusiness lines of creditTerm loansUnclaimed

Crystal Lake, IL

Listedfrom public recordsCrystal Lake, IL

First Bank ChicagoListed

First Bank Chicago offers operating credit, equipment, acquisition and commercial property loans, with specialized franchise and professional-practice finance.

BanksBusiness lines of creditTerm loansUnclaimed

Highland Park, IL

Listedfrom public recordsHighland Park, IL

Foresight BankListed

Foresight Bank offers commercial term loans, revolving operating lines, equipment and property finance, with agricultural operating and land lending through its Midwest banking network.

BanksTerm loansBusiness lines of creditUnclaimed

Winnebago, IL

Listedfrom public recordsWinnebago, IL

Hinsdale Bank & Trust Company, National AssociationListed

Hinsdale Bank & Trust, a Wintrust community bank, offers Chicago-area commercial property credit and access to Wintrust SBA 7(a), Express and 504 financing for growth, acquisitions and working capital.

BanksTerm loansBusiness lines of creditUnclaimed

Hinsdale, IL

Listedfrom public recordsHinsdale, IL

HMD FinancialListed

HMD Financial provides recourse freight factoring for owner-operators, carriers and freight brokers, including new companies. It publishes selective invoice funding, flat factoring rates and explicit repayment responsibility for uncollected invoices.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Chicago Ridge, IL

Listedfrom public recordsChicago Ridge, IL

Illinois Business Financial ServicesListed

Illinois Business Financial Services provides SBA 504 fixed-asset financing in partnership with a conventional lender.

Direct business lendersSBA 504 loansCommercial real estate loansUnclaimed

Peoria, IL

Listedfrom public recordsPeoria, IL

INB, National AssociationListed

INB offers revolving operating lines, asset-matched commercial term loans and property construction finance, alongside SBA lending through its Preferred Lender team.

BanksTerm loansBusiness lines of creditUnclaimed

Springfield, IL

Listedfrom public recordsSpringfield, IL

Libertyville Bank & Trust Company, National AssociationListed

Libertyville Bank & Trust offers small-business term loans, Easy Access revolving lines and SBA credit through its Wintrust platform. SBA options cover expansion, acquisitions, working capital and fixed assets.

BanksTerm loansBusiness lines of creditUnclaimed

Libertyville, IL

Listedfrom public recordsLibertyville, IL

Morton Community BankListed

Morton Community Bank, operating through Hometown Community Banks, offers operating lines, fixed-asset loans and equipment leasing, plus SBA 7(a), 504 and Express financing.

BanksTerm loansBusiness lines of creditUnclaimed

Morton, IL

Listedfrom public recordsMorton, IL

Northbrook Bank and Trust Company, National AssociationListed

Northbrook Bank & Trust offers business term loans and revolving credit through its Wintrust community-bank platform. Its SBA options include acquisition, expansion, working capital and property/equipment financing.

BanksTerm loansBusiness lines of creditUnclaimed

Northbrook, IL

Listedfrom public recordsNorthbrook, IL

Old Plank Trail Community Bank, National AssociationListed

Old Plank Trail Community Bank & Trust offers operating lines, term loans and SBA financing for Chicagoland businesses through the Wintrust network.

BanksBusiness lines of creditTerm loansUnclaimed

New Lenox, IL

Listedfrom public recordsNew Lenox, IL

Old Second National BankListed

Old Second National Bank offers working-capital lines, business term and property loans, construction finance and direct equipment lending or leasing.

BanksTerm loansBusiness lines of creditUnclaimed

Aurora, IL

Listedfrom public recordsAurora, IL

Parkway Bank and Trust CompanyListed

Parkway Bank & Trust offers Chicago- and Phoenix-area businesses operating, equipment, franchise and commercial property finance, with explicit balloon terms on property loans.

BanksTerm loansBusiness lines of creditUnclaimed

Harwood Heights, IL

Listedfrom public recordsHarwood Heights, IL

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Illinois, what to know

57 lenders make business loans in Illinois, led by banks and factoring companies. Banks in Illinois answer to the OCC, the FDIC or the state, and credit unions to the NCUA. Each entry links its charter source.

Disclosure watch

Illinois at a glance

Most common loan type: Working capital loans
Typical deal range: Set by each lender
Lender types here: Banks, Factoring companies
SBA lenders: 22

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How do I know a Illinois lender is legitimate?

Look for a charter or license link, verified status, SBA or CDFI approval where it applies, and fees in writing. Every one of those links to its official source on the entry.

What does a lender look at first?

Cash flow, credit, collateral, time in business and how much of your own money is in the deal. Each lender's minimums show on its entry so you can check fit before you call.

How does a lender get on the register?

Entries start from public records: charters, program lists and business filings. Standing rises as the lender claims its entry, adds its loan officers and verifies its details.

What happens when I request contact?

Your request goes to the lender or loan officer you chose, in their Levr workspace, and to no one else. Most reply within two business days.