American Commercial Bank & Trust, National Association

Listed

Bank for term loans and business lines of creditOttawa, IllinoisBased in Illinois; service area not yet provided

BBLL 000973Listed Nov 2026From public recordsLast checked Nov 1, 2026

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About

American Commercial Bank & Trust offers commercial lines, equipment term loans, construction and development finance, and commercial mortgages. Its lenders tailor structures to the business, collateral and project.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loans Business lines of credit Equipment financing Commercial real estate loans Working capital loans

From the lender's own site and public records.

A second look at American Commercial Bank & Trust, National Association

Direct bank lender; the official site identifies First Ottawa Bancshares as its parent.

Published by Levr, not by American Commercial Bank & Trust, National Association. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Commercial loans and credit

Working capital: Pre-authorized commercial lines can fund short-term needs, with payment based on funds used.
Equipment: Term loans can finance equipment purchases.
Real estate: Mortgages can acquire or refinance property; construction and development lending can cover vacant land and building projects.
Underwriting: Terms depend on collateral, borrower financial strength, business type and intended use.

Provider sources: Official commercial lending · Official commercial banking

When it may fit

Our assessment of the published programs

Businesses in its Illinois banking market seeking a commercial lending relationship.

What to weigh carefully

Obtain current pricing and collateral terms directly from a commercial banker; historical PPP testimonials do not establish current program availability.

Questions before you accept an offer

Which collateral, guarantees and financial reporting will the bank require?
What maturity and renewal conditions apply to a working capital line?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Associated Bank, National Association

Associated Bank provides another Midwest commercial bank option for eligible businesses.

Huntington Bank

Huntington offers another commercial bank and SBA comparison in the Midwest.

The lender

Type: Bank
Legal name: American Commercial Bank & Trust, National Association
Founded: 1865
Charter: Not yet provided Add it
Headquarters: Ottawa, Illinois
Service area: Based in Illinois; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: Not yet provided Add it
Also lends to consumers: Not yet provided Add it
Website: acbandt.com
LinkedIn: Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

FDIC certificate, 3719Record

Each one links to its official record.

Location

Based in Illinois; service area not yet provided.

Sources: FDIC BankFind institution record (Nov 1, 2026), FDIC financial report, June 30, 2026 (Nov 1, 2026), Official bank brand image (Nov 1, 2026), Official commercial lending (Nov 1, 2026), Official commercial banking (Nov 1, 2026).

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