Crystal Lake Bank and Trust Company, National Association

Listed

Bank for business lines of credit and term loansCrystal Lake, IllinoisBased in Illinois; service area not yet provided

BBLL 000922Listed Nov 2026From public recordsLast checked Nov 1, 2026

Request contact Is this your lender? Claim it

About

Crystal Lake Bank & Trust offers small-business revolving lines and term loans plus SBA 7(a), Express and 504 options through its Wintrust lending network.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Business lines of credit Term loans Working capital loans Equipment financing Business acquisition loans Commercial real estate loans

From the lender's own site and public records.

A second look at Crystal Lake Bank and Trust Company, National Association

Crystal Lake Bank & Trust offers small-business revolving lines and term loans plus SBA 7(a), Express and 504 options through its Wintrust lending network.

Direct bank lender within Wintrust; confirm the originating Wintrust bank or division for specialized programs.

Published by Levr, not by Crystal Lake Bank and Trust Company, National Association. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Small business and SBA lending

Operating and term credit: Easy Access revolving lines and term loans address payroll, bills, inventory and equipment; overdraft protection is also offered.
SBA 7(a): Published 7(a) lending reaches $5 million for expansion, acquisition and debt refinance; the Working Capital Pilot supports receivables and inventory.
SBA Express and 504: Express reaches $500,000; 504 supports equipment and owner-occupied real estate with a fixed-rate portion and lower down payments.

Provider sources: Small business and SBA lending official source · Small business and SBA lending official source

When it may fit

Our assessment of the published programs

Chicagoland small businesses seeking operating credit or SBA-backed acquisition and asset finance.

What to weigh carefully

The site markets the Wintrust network; verify lender of record. The stated 504 project amount should not be treated as the CDC debenture cap.

Questions before you accept an offer

Which Wintrust entity will originate and service the facility?
What program fees and borrower equity apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

BMO Bank

BMO offers Illinois businesses secured revolving credit, staged-purchase Flex Loans and SBA financing for growth projects.

Huntington Bank

Huntington provides Illinois businesses conventional and SBA credit, including a smaller-loan program with business support.

The lender

Type: Bank
Legal name: Crystal Lake Bank and Trust Company, National Association
Founded: 1997
Charter: Not yet provided Add it
Headquarters: Crystal Lake, Illinois
Service area: Based in Illinois; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: SBA 504
Also lends to consumers: Not yet provided Add it
Website: crystallakebank.com
LinkedIn: Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

Not sure which lender to choose?

You do not have to choose on your own. Sign up through BusinessLoanBroker.ai, tell us what your business needs, and get help with your financing options and next steps.

BusinessLoanBroker.ai and this register are part of the Levr family. Signing up does not guarantee financing.

Request contact

Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

FDIC certificate, 34681Record

SBA 504 lender

Each one links to its official record.

Location

Based in Illinois; service area not yet provided.

Sources: FDIC BankFind institution record (Nov 1, 2026), FDIC financial report, June 30, 2026 (Nov 1, 2026), Official bank product: Asset Based Lending (Nov 1, 2026), Official bank brand image (Nov 1, 2026), Small business and SBA lending official source (Nov 1, 2026), Small business and SBA lending official source (Nov 1, 2026).

Suggest a correction Remove this entry

More lenders in Illinois

All of Illinois

AdFin IncListed

AdFin provides nationwide freight factoring with no reserve, fixed rates and collections support. Its website offers recourse and non-recourse programs and states that clients receive invoice proceeds less fees without monthly volume charges.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Hinsdale, IL

Listedfrom public recordsHinsdale, IL

Aequum CapitalListed

Aequum Capital Financial provides senior secured asset-based and cash-flow credit for U.S. middle-market companies, including growth, refinancing, acquisitions and turnarounds.

Asset based lendersTerm loansBusiness lines of creditUnclaimed

Chicago, IL

Listedfrom public recordsChicago, IL

Allies for Community BusinessListed

Allies for Community Business lends to Illinois and Indiana entrepreneurs and pairs capital with coaching. It assesses debt management and cash flow rather than using a credit-score cutoff.

Direct business lendersTerm loansBusiness lines of creditUnclaimed

Chicago, IL

Listedfrom public recordsChicago, IL

American Commercial Bank & Trust, National AssociationListed

American Commercial Bank & Trust offers commercial lines, equipment term loans, construction and development finance, and commercial mortgages. Its lenders tailor structures to the business, collateral and project.

BanksTerm loansBusiness lines of creditUnclaimed

Ottawa, IL

Listedfrom public recordsOttawa, IL

Standing rises on evidence, never on payment.