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Chemung Canal Trust Company, National Association

Listed
Bank for business lines of credit and term loansElmira, New YorkBased in New York; service area not yet provided
BBLL 001059Listed Nov 2026From public recordsLast checked Nov 1, 2026

About

Chemung Canal Trust Company offers operating lines, fixed-rate small-business term loans and commercial property finance, with distinct small-business and commercial structures.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

A second look at Chemung Canal Trust Company, National Association

Chemung Canal Trust Company offers operating lines, fixed-rate small-business term loans and commercial property finance, with distinct small-business and commercial structures.

Direct bank lender; Chemung Canal Trust Company, N.A.

Published by Levr, not by Chemung Canal Trust Company, National Association. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business credit

Small-business term
Published small-business loans reach $500,000; equipment and other major purchases can have fixed rates and terms up to seven years.
Operating lines
Small-business lines use variable rates adjusted daily, interest-only payments and a three-year renewal period without an out-of-debt period.
Commercial property
Commercial mortgages support owner-occupied or leased investment property acquisition, expansion and improvements.
Leasing
The bank retains title to leased equipment and offers an end-of-lease purchase option.

Provider sources: Business credit official source · Business credit official source

When it may fit

Our assessment of the published programs

  • New York-area businesses comparing a small-business operating facility, equipment loan or commercial mortgage.

What to weigh carefully

  • The broader commercial page describes term maturity usually within five years, while the small-business page permits seven years; confirm the exact program and amortization.

Questions before you accept an offer

  1. Which small-business versus commercial program applies to this request?
  2. What collateral and personal guarantees are required?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

M&T Bank

M&T provides a New York comparison for working-capital lines, capital-expenditure credit and SBA business loans.

KeyBank

KeyBank offers New York businesses conventional term loans, revolving credit and SBA financing for growth or acquisition needs.

The lender

Type
Bank
Legal name
Chemung Canal Trust Company, National Association
Founded
1833
Charter
Not yet provided Add it
Headquarters
Elmira, New York
Service area
Based in New York; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
LinkedIn
Not yet provided Add it

Loan officers at this lender

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