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1 Stop Cap

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Revenue based funder for working capital loansNew York, New YorkUnited States; the company states it serves 48 states, with individual state availability to confirm.
BBLL 000001Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

1STOPCAP offers unsecured working capital for established businesses, with published amount and term ranges but a high revenue screen. Its FAQ says it serves 48 states; confirm the applicant’s state and contract terms before proceeding.

Revenue based funder. Advances capital repaid from a share of future sales.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Working capital loans
From the lender's own site and public records.

A second look at 1 Stop Cap

1STOPCAP offers unsecured working capital for established businesses, with published amount and term ranges but a high revenue screen. Its FAQ says it serves 48 states; confirm the applicant’s state and contract terms before proceeding.

Business funding company offering working-capital financing and an ISO partner channel.

Published by Levr, not by 1 Stop Cap. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Working capital

Amount
$10,000–$250,000.
Repayment
The FAQ lists three to 24 months with daily or weekly automatic bank debits; the homepage also displays a one-to-nine-month headline, so confirm the offered duration.
Published eligibility screen
At least $750,000 annualized revenue over the prior 12 months, six months in operation, no open bankruptcy, and no more than one daily-debit loan.
Security
The company describes its working-capital funding as unsecured; application is initially a soft inquiry, with a possible hard inquiry later if the applicant proceeds.

Provider sources: Official funding FAQ · Official funding overview

When it may fit

Our assessment of the published programs

  • Established businesses with high annual revenue seeking unsecured working capital for inventory, payroll, expansion, or cash-flow gaps.

What to weigh carefully

  • The published $750,000 annual revenue threshold is considerably higher than many small-business products.
  • Daily or weekly withdrawals may strain cash flow; prepayment treatment is not specified and should be confirmed in the offer.
  • The website describes service across 48 states, so availability in the borrower’s state should be checked.
  • Published term headlines differ between the FAQ and homepage; use the written offer for the actual duration.

Questions before you accept an offer

  1. What is the total payback amount and effective cost for this offer?
  2. Are payments fixed or adjusted to receipts, and what is the exact debit cadence?
  3. Is the borrower’s state eligible, and what happens on early payoff?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Cashable LLC - High-Risk Direct Funder / ISO Relations / Merchant Cash Advance

Cashable publishes a high-risk MCA with daily, weekly, or hybrid payment options and a lower stated monthly-revenue threshold.

Fenix Capital Funding

Fenix Capital Funding publishes direct MCA and consolidation programs with different position and credit screens.

The lender

Type
Revenue based funder
Legal name
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Founded
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Charter
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Headquarters
New York, New York
Service area
United States; the company states it serves 48 states, with individual state availability to confirm.
Meets in person
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Languages
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Program approvals
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Also lends to consumers
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Website
1stopcap.com
LinkedIn
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Loan officers at this lender

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