Skip to content
LC

Lighter Capital

Levr partner
Revenue based funder for revenue based financing and startup fundingSeattle, WashingtonBusiness financing in the United States and Canada; program and underwriting conditions apply.
View 3 loan officers at this lender ↓
BBLL 000137Listed Oct 2026On LevrLast checked Oct 31, 2026

About

Lighter Capital provides debt for revenue-generating technology companies without taking equity. Compare its monthly revenue-based loan with its fixed-payment term-loan option.

Revenue based funder. Advances capital repaid from a share of future sales.

What they lend

General small business
From the lender's own site and public records.

A second look at Lighter Capital

Lighter Capital provides debt for revenue-generating technology companies without taking equity. Compare its monthly revenue-based loan with its fixed-payment term-loan option.

Lighter Capital, Inc. provides technology-focused financing; its California disclosure says loans are made or arranged under its finance-lender license.

Published by Levr, not by Lighter Capital. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Revenue-based growth loan

Scale and criteria
Current pages advertise up to $10 million. Canadian program describes software, SaaS or tech-services companies with more than $200,000 ARR, diverse customers and a US, Canadian or Australian presence; profitability is not mandatory.
Payments
Monthly payments are a fixed percentage of revenue, with typical three-year terms.
Repayment cap
FAQ publishes 1.3 to 1.5 times the funded amount, depending on business condition. This is total repayment, not an APR.
Early payoff
Generally the return cap remains payable on early settlement; special-event exceptions may apply.
Timing
New-client process typically takes three to four weeks; funds are generally available within days after approval.

Provider sources: Loan structures and repayment · Canadian and geographic eligibility

Fixed-payment term financing

Structure
FAQ also offers upfront term loans with fixed monthly payments.
Ownership
Homepage advertises no equity, board seats or personal guarantees.
Quote
Fixed-loan rate, maturity and security require a separate offer; do not transfer the RBF cap automatically.

Provider sources: Current program overview · Product choices

When it may fit

Our assessment of the published programs

  • Recurring-revenue technology businesses seeking growth capital while preserving ownership.

What to weigh carefully

  • Revenue-based financing here is described as debt, not invoice factoring.
  • A repayment multiple does not show annualized cost without timing assumptions.

Questions before you accept an offer

  1. What revenue definition and reporting determine payments?
  2. What repayment cap, maturity balance and early-event exceptions apply?
  3. What liens, covenants and follow-on conditions remain?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Capchase

Capchase finances approved technology purchases through vendors, a different use of capital.

BDC

BDC offers Canadian business financing for eligible Canadian technology firms.

The lender

Type
Revenue based funder
Legal name
Lighter Capital, Inc.
Founded
2010
Charter
Not yet provided Add it
Headquarters
Seattle, Washington
Service area
Business financing in the United States and Canada; program and underwriting conditions apply.
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
LinkedIn
Company page

Loan officers at this lender (3)

Each loan officer here has a profile of their own.

CG
Caitlin GoetzeListedHead of Partnerships, Community
Loan officer. Listed from public records. Details fill in when Caitlin claims the profile.
Unclaimed
Seattle, WA
TK
Tanner KovacevichListedSenior Investment Coordinator
Loan officer. Listed from public records. Details fill in when Tanner claims the profile.
Unclaimed
JP
Jody PageListedInvestments
Loan officer. Listed from public records. Details fill in when Jody claims the profile.
Unclaimed
Seattle, WA

More lenders in Washington

All of Washington
1S
1st Security Bank of Washington provides commercial operating lines, term debt, property finance and SBA lending, with specialized programs for professional practices and nonprofits.
BanksBusiness lines of creditTerm loansUnclaimed
Mountlake Terrace, WA
BB
Banner Bank offers secured and unsecured business lines, equipment and term loans, SBA credit and commercial-property financing. Its commercial team identifies Washington, Idaho, Oregon and California as its service markets.
BanksCommercial real estate loansEquipment financingUnclaimed
Walla Walla, WA
Business Impact NW logo
Business Impact NW supports businesses at every stage in Alaska, Idaho, Oregon and Washington. Its current product overview advertises larger loan limits than its FAQ, so confirm the selected program.
Direct business lendersWorking capital loansEquipment financingUnclaimed
Tukwila, WA
EB
Evergreen Business Capital is a Northwest CDC offering SBA 504 financing and a rural loan program for eligible Washington communities.
Direct business lendersSBA 504 loansTerm loansUnclaimed
Seattle, WA
Powered byLevrStanding rises on evidence, never on payment.