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Atlantic Union Bank logo

Atlantic Union Bank

Listed
Bank for business acquisition loans and commercial real estate loansRichmond City, VirginiaSBA general footprint: DE, GA, KY, MD, NC, PA, SC, TN, VA, Washington D.C. and WV; franchise channel described separately as nationwide.
BBLL 000765Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Atlantic Union Bank offers conventional credit and an SBA team with a defined multistate service area. Its SBA page expressly considers new businesses and acquisitions, while documenting the financial records typically requested.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Business acquisition loansCommercial real estate loans
From the lender's own site and public records.

A second look at Atlantic Union Bank

Atlantic Union Bank offers conventional credit and an SBA team with a defined multistate service area. Its SBA page expressly considers new businesses and acquisitions, while documenting the financial records typically requested.

Direct bank lender and SBA Preferred Lender.

Published by Levr, not by Atlantic Union Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

SBA 7(a) and 504

7(a) structure
Fixed or variable rates with in-house underwriting for acquisitions, buyouts, franchise projects and qualifying working capital.
Property term
Owner-occupied real-estate financing may be fully amortized over up to 25 years.
Documentation
Typically three years of business and personal tax returns, current-year business financials and a purchase contract when applicable; additional records may be required.
SBA footprint
Delaware, Georgia, Kentucky, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, Washington D.C. and West Virginia.

Provider sources: SBA programs

Business Line of Credit

Use
Seasonal expenses, temporary cash-flow needs, supplies and inventory.
Payments
Interest-only payments while borrowing on the line.
Access
Advances transfer directly to an Atlantic Union checking account.

Provider sources: Business lines

When it may fit

Our assessment of the published programs

  • Owners in the stated SBA footprint buying a business or owner-occupied property.
  • Seasonal businesses seeking an operating-account-linked line.

What to weigh carefully

  • The bank also describes franchise support nationwide; ask whether that channel applies outside its general SBA footprint.
  • Down payments advertised as low as 10% are not universal approval terms. Current fees and guarantees require an offer.

Questions before you accept an offer

  1. Which geographic lending team covers this project?
  2. What records replace three years of returns for a startup application?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Old National Bank

Compare Old National SBA and conventional lending.

SouthState Bank

Compare SouthState bank financing.

The lender

Type
Bank
Legal name
Atlantic Union Bank
Founded
1997
Charter
Not yet provided Add it
Headquarters
Richmond City, Virginia
Service area
SBA general footprint: DE, GA, KY, MD, NC, PA, SC, TN, VA, Washington D.C. and WV; franchise channel described separately as nationwide.
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
atlanticunionbank.com
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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