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Cardiff

Listed
Online lenderSan Diego, CaliforniaBusiness financing in the United States; program and underwriting conditions apply.
BBLL 000051Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Cardiff offers business loans directly and also makes or arranges other business financing. Working-capital and equipment programs have distinct published criteria.

Online lender. Takes applications and makes credit decisions online.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

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A second look at Cardiff

Cardiff offers business loans directly and also makes or arranges other business financing. Working-capital and equipment programs have distinct published criteria.

Cardiff, Inc. is identified as lender for Cardiff Business Loans; other products may involve affiliates or arranged financing.

Published by Levr, not by Cardiff. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Working capital

Published cap
Qualification page advertises up to USD250,000; broader business-loan page displays higher ranges, so confirm the product-specific limit.
Screening
Qualification table lists one year trading, USD20,000 monthly revenue and credit score500.
Documentation
Three recent months of business bank statements and legal business details.

Provider sources: Qualification criteria · Business loan details · Lender disclosure

Equipment financing

Credit
Qualification page lists600+credit score.
Operating history
Startups may be considered; more than two years is highlighted for larger amounts and better pricing.
Guarantee
51%ownership must sign; personal guarantees are required for businesses with fewer than ten owners under the published criteria.

Provider sources: Equipment qualification

When it may fit

Our assessment of the published programs

  • Operating US businesses comparing working capital with financing a specific equipment purchase.

What to weigh carefully

  • Other site content lists550credit, so confirm the current screen rather than treating any minimum as approval.
  • Same-day funding requires all funding conditions completed by5p.m.ET on a bank business day.

Questions before you accept an offer

  1. Which entity is lender on this product?
  2. What total cost, payment frequency and security apply?
  3. Which current credit and revenue screens apply to my application?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

OnDeck

Compare OnDeck’s business term loan and credit line.

Fora Financial

Compare Fora’s loans and revenue-based financing.

The lender

Type
Online lender
Legal name
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Founded
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Charter
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Headquarters
San Diego, California
Service area
Business financing in the United States; program and underwriting conditions apply.
Meets in person
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Languages
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Program approvals
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Also lends to consumers
Not yet provided Add it
Website
cardiff.co
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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