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Common Capital

Listed
Direct business lender for term loansSpringfield, MassachusettsBerkshire, Franklin, Hampden and Hampshire counties, Massachusetts
BBLL 000458Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Common Capital lends to Western Massachusetts businesses that cannot obtain suitable conventional financing. Borrowers receive business assistance and coaching.

Direct business lender. Directly funds business financing; products and terms depend on the lender.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loans
General small business
From the lender's own site and public records.

A second look at Common Capital

Common Capital lends to Western Massachusetts businesses that cannot obtain suitable conventional financing. Borrowers receive business assistance and coaching.

Nonprofit community loan fund, CDFI and approved SBA Microloan and Community Advantage lender.

Published by Levr, not by Common Capital. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Small Business Loans

Amount
$1,000–$300,000.
Published interest
Fixed rates currently listed at 8.50%–9.75%, subject to change.
Application fee
$150, nonrefundable and due before processing.
Territory
Berkshire, Franklin, Hampden and Hampshire counties.
Uses
Startup, acquisition, expansion, equipment, working capital and eligible debt refinancing; initial interest-only payments may be possible.

Provider sources: Business loan program · Organization and certifications

When it may fit

Our assessment of the published programs

  • Western Massachusetts owners seeking community lending and coaching.

What to weigh carefully

  • Refinancing restrictions and the final rate depend on underwriting.
  • Confirm collateral, guarantees, other closing fees and maturity.

Questions before you accept an offer

  1. Does my proposed use qualify under the selected funding program?
  2. What total cash and collateral will be required at closing?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Community Investment Corporation

CIC serves Massachusetts with separate SBA programs.

OnDeck

OnDeck offers online term loans with different qualification standards.

The lender

Type
Direct business lender
Legal name
Not yet provided Add it
Founded
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Charter
Not yet provided Add it
Headquarters
Springfield, Massachusetts
Service area
Berkshire, Franklin, Hampden and Hampshire counties, Massachusetts
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
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Also lends to consumers
Not yet provided Add it
Website
commoncapitalma.org
LinkedIn
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Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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