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Crown Financial logo

Crown Financial

Listed
Factoring company for invoice factoring and working capital loansHouston, TexasBased in Texas; service area not yet provided
BBLL 000652Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Crown Financial factors invoices and can consider progress billing, including construction draws. Customers normally remain responsible for repurchasing invoices that age beyond 120 days.

Factoring company. Buys or advances against business invoices.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Invoice factoringWorking capital loans
General small business
From the lender's own site and public records.

A second look at Crown Financial

Crown Financial factors invoices and can consider progress billing, including construction draws. Customers normally remain responsible for repurchasing invoices that age beyond 120 days.

Crown is a receivables purchaser, with customer payments routed through its lockbox rather than a conventional installment-loan structure.

Published by Levr, not by Crown Financial. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Invoice factoring

Advertised capacity
Factoring limits up to $25 million.
Headline fee
Rates as low as 1.4%; no universal accrual period specified on the homepage.
Customer profile
States it can work with startups and businesses dependent on one customer, subject to customer strength.

Provider sources: Program overview

Advances and recourse

Advance
Normally up to 90%; may vary with invoice and debtor characteristics.
Invoice choice
All or part of receivables may be submitted; no upfront application fee.
Progress billing
Can advance on progress and milestone billing, including construction draws.
Nonpayment
Invoices over 120 days old must normally be repurchased; exceptions require advance approval.

Provider sources: Factoring FAQ

When it may fit

Our assessment of the published programs

  • Worth investigating for contractors seeking an invoice provider willing to assess progress draws.

What to weigh carefully

  • Availability for progress billing is not acceptance of every contract, retainage amount or disputed draw.
  • The lowest headline fee is not an all-in cost or annual rate.

Questions before you accept an offer

  1. Which draw documents and customer acknowledgments are required?
  2. How are reserves, disputes and 120-day repurchases settled?
  3. What recurring fees and cancellation obligations apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Catamount Funding

Compare Catamount for contractor receivables.

Mazon Associates

Compare Mazon’s published recourse and reserve structure.

The lender

Type
Factoring company
Legal name
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Founded
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Charter
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Headquarters
Houston, Texas
Service area
Based in Texas; service area not yet provided
Meets in person
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Languages
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Program approvals
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Also lends to consumers
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Website
crownfactoringservices.com
LinkedIn
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Loan officers at this lender

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