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Espressso Capital

Listed
Asset based lender for working capital loans and canada Small Business Financing ProgramToronto, OntarioUnited States, Canada and United Kingdom.
View 3 loan officers at this lender ↓
BBLL 000082Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Espresso Capital provides growth debt for technology companies, including operating lines and term facilities with optional warrant-free structures.

Asset based lender. Sizes credit to receivables, inventory and equipment.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Working capital loansCanada Small Business Financing Program
Medical and dentalTechnology
From the lender's own site and public records.

A second look at Espressso Capital

Espresso Capital provides growth debt for technology companies, including operating lines and term facilities with optional warrant-free structures.

Espresso is a private credit provider lending to high-growth technology businesses; its financing is distinct from equity investment or bank deposits.

Published by Levr, not by Espressso Capital. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Technology growth debt

Borrower profile
High-growth technology companies in the United States, Canada and UK; published minimum revenue is $5 million.
Investment range
$5 million–$25 million or more.
Structure
Unitranche and second-lien facilities, operating lines and term loans; non-amortizing and warrant-free options.
Term and uses
Terms up to five years for growth, runway extension, acquisitions, working capital or recapitalization.

Provider sources: Borrowing criteria · Financing structures

When it may fit

Our assessment of the published programs

  • Relevant to established revenue-generating technology companies comparing debt with another equity round.

What to weigh carefully

  • Warrant-free is an option, not a promise for every transaction.
  • A non-amortizing structure can leave substantial principal due at maturity. Rates, covenant levels and exit fees require negotiation.

Questions before you accept an offer

  1. What collateral and financial covenants are required?
  2. Are warrants, an exit fee or minimum interest payable on early repayment?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Partners for Growth

Compare Partners for Growth for technology-focused debt and equity participation.

BDC

Compare BDC for Canadian technology growth capital.

The lender

Type
Asset based lender
Legal name
Not yet provided Add it
Founded
Not yet provided Add it
Charter
Not yet provided Add it
Headquarters
Toronto, Ontario
Service area
United States, Canada and United Kingdom.
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
espressocapital.com
LinkedIn
Company page

Loan officers at this lender (3)

Each loan officer here has a profile of their own.

JH
Jyotin HandaListedExecutive Director
Loan officer. Listed from public records. Details fill in when Jyotin claims the profile.
Unclaimed
Toronto, ON
AJ
Alkarim JivrajListedPresident & CEO
Loan officer. Listed from public records. Details fill in when Alkarim claims the profile.
Unclaimed
JW
Jamie WileListedDirector, Fund Sales & Business Development
Loan officer. Listed from public records. Details fill in when Jamie claims the profile.
Unclaimed

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