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Express Trade Capital logo

Express Trade Capital

Listed
Factoring company for invoice factoring and asset based lendingNorth Miami Beach, FloridaBased in Florida; service area not yet provided
BBLL 000385Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Express Trade Capital combines receivables, purchase-order and inventory financing for product businesses. Its purchase-order funding pays suppliers and transitions into factoring after shipment and invoicing.

Factoring company. Buys or advances against business invoices.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Invoice factoringAsset based lendingWorking capital loansBusiness lines of credit
EcommerceManufacturing
From the lender's own site and public records.

A second look at Express Trade Capital

Express Trade Capital combines receivables, purchase-order and inventory financing for product businesses. Its purchase-order funding pays suppliers and transitions into factoring after shipment and invoicing.

Express Trade Capital, Inc. provides trade financing and invoice funding directly under the Express Trade Capital brand. Confirm the contracting entity and legal form of each facility in the agreement.

Published by Levr, not by Express Trade Capital. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Factoring and credit services

Target businesses
B2B wholesalers, manufacturers and distributors, including apparel, consumer goods, food and beverage, home goods and electronics.
Advance
Up to 90% of invoice value after customer credit review.
Settlement
ETC handles collections and pays the remaining invoice balance after deducting fees and interest when the customer pays.
Credit protection
Credit assessment and credit-insurance solutions are offered. Coverage is customized; do not assume every invoice is fully non-recourse.
Annual minimum
General FAQ confirms an annual minimum, without publishing a universal amount. Management and financing rates depend on projected sales.
Customer process
FAQ describes updating the customer's accounts-payable pay-to instructions. ETC follows up with accounts-payable teams.

Provider sources: Factoring advance and credit protection · Minimums and customer process

Purchase order financing

Funding purpose
Confirmed orders for product businesses needing production, materials or shipping costs.
Published coverage
Up to 100% of supplier costs, subject to approval; this is not 100% of the customer order value.
Payment route
ETC pays the supplier directly.
Transition
After fulfillment and invoicing, the advance converts into a factoring arrangement with collections and credit protection handled in-house.
Pricing
No universal numerical rate or fee schedule is established on the product page. Price the full purchase-order and factoring cycle together.

Provider sources: Purchase-order program

Inventory financing

Security and assessment
Existing stock supports financing. ETC assesses sales velocity, inventory value and stock needs.
Repayment
Product page describes repayment from sales revenue and potential further borrowing as inventory turns.
Facility details
Ask for eligible inventory categories, valuation, advance rate, reporting, fees and repayment terms; no universal range is established.

Provider sources: Inventory financing program

When it may fit

Our assessment of the published programs

  • A product business seeking coordinated supplier funding and receivables financing for confirmed orders.
  • A wholesaler or manufacturer with inventory and open-term invoices can compare a combined facility with separate providers.

What to weigh carefully

  • Purchase-order supplier coverage and invoice advance percentages apply at different stages.
  • Annual minimums can matter during slow sales periods.
  • Credit insurance language does not establish protection against returns, deductions or disputed performance.

Questions before you accept an offer

  1. Which legal entity funds each stage, and is each agreement a loan or receivables purchase?
  2. What is the annual minimum and how is a shortfall charged?
  3. What fees and interest accrue from supplier payment through customer settlement?
  4. Which customer defaults are insured, and what exclusions or deductibles apply?
  5. What happens if an order is cancelled, returned or paid short?
  6. What inventory, receivables and other assets are subject to liens?
  7. Can I use another provider or terminate before the full sales cycle settles?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

eCapital

eCapital offers invoice factoring and a separate asset-based revolving line; compare collateral, collections and facility structure.

FundThrough

FundThrough funds completed-work invoices and excludes purchase orders; compare it only for the receivables stage.

The lender

Type
Factoring company
Legal name
Express Trade Capital, Inc.
Founded
1993
Charter
Not yet provided Add it
Headquarters
North Miami Beach, Florida
Service area
Based in Florida; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
expresstradecapital.com
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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