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First Business Bank

Listed
Bank for asset based lending and term loansMadison, WisconsinBased in Wisconsin; service area not yet provided
BBLL 000862Listed Oct 2026From public recordsLast checked Oct 31, 2026

About

First Business Bank offers commercial credit and asset-based financing for companies with meaningful collateral. Its 2026 results announcement says it is exiting SBA 7(a) lending outside its existing bank footprint, so older nationwide SBA descriptions need confirmation.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

From the lender's own site and public records.

A second look at First Business Bank

First Business Bank offers commercial credit and asset-based financing for companies with meaningful collateral. Its 2026 results announcement says it is exiting SBA 7(a) lending outside its existing bank footprint, so older nationwide SBA descriptions need confirmation.

Bank directly offering commercial finance; mezzanine financing on its menu is through partner Aldine Capital.

Published by Levr, not by First Business Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Asset-based facilities

Borrower profile
Published reference guide targets $10 million–$200 million-plus sales and $2 million–$25 million senior debt needs.
Advance rates
Typical ceilings: 85% of eligible receivables, 60% inventory, 90% equipment forced-liquidation value and 80% real-estate fair-market value.
Commitment
Revolving facilities list two-to-four-year commitments.
Transition situations
Can consider inconsistent historical earnings or high leverage where recent performance and manageable collateral support financing.

Provider sources: ABL parameters

Commercial and SBA channel

Conventional options
Term loans, draw notes, construction and mini-permanent property loans, and letters of credit.
Partner distinction
Mezzanine finance is offered through Aldine Capital.
SBA service change
Second-quarter 2026 announcement states exit from SBA 7(a) activity outside the existing bank footprint; confirm present availability.

Provider sources: Commercial lending · 2026 lending strategy update

When it may fit

Our assessment of the published programs

  • Established businesses needing collateral-supported transition or growth capital.

What to weigh carefully

  • Advance percentages apply to eligible collateral and valuations, not total assets indiscriminately.
  • No numerical interest margin or complete closing-fee schedule is published here.
  • Do not assume SBA coverage matches specialty-finance coverage.

Questions before you accept an offer

  1. Which assets and customer concentrations are eligible?
  2. What audits, reporting and minimum utilization fees apply?
  3. Does our location qualify for your current SBA lending footprint?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

First Interstate Bank

Compare conventional bank financing if cash flow supports it.

Intrust Bank, National Association

Compare INTRUST SBA and conventional programs.

The lender

Type
Bank
Legal name
First Business Bank
Founded
1909
Charter
Not yet provided Add it
Headquarters
Madison, Wisconsin
Service area
Based in Wisconsin; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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