Skip to content
Best Business Loan Lenders shieldBest Business Loan Lenders
Powered byLevrGet help choosing
Meritus Capital logo

Meritus Capital

Listed
Factoring company for working capital loans and invoice factoringSebastopol, CaliforniaBased in California; service area not yet provided
View 1 loan officer at this lender ↓
BBLL 000144Listed Oct 2026From public recordsLast checked Oct 31, 2026
Request contactIs this your lender? Claim it

About

Meritus Capital offers factoring and payroll funding, with asset-based lines for more established businesses. Its FAQ provides a fee accrual period that the homepage summary omits.

Factoring company. Buys or advances against business invoices.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Working capital loansInvoice factoringBusiness lines of creditAsset based lending
Trucking and logisticsStaffingManufacturingEnergy services
From the lender's own site and public records.

A second look at Meritus Capital

Meritus Capital offers factoring and payroll funding, with asset-based lines for more established businesses. Its FAQ provides a fee accrual period that the homepage summary omits.

Meritus Capital Inc. purchases receivables and offers lending solutions; its California disclosure covers loans made or arranged, so identify the funder in any ABL proposal.

Published by Levr, not by Meritus Capital. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Invoice factoring and payroll funding

Eligibility
Completed work and creditworthy customers; startups can be considered from their first invoice.
Pricing
FAQ describes typical 0.3%–0.63% per ten days outstanding; customer credit and volume affect the quote.
Advance
Typical 80%–95%; first-position receivables UCC filing required, with intercreditor agreements sometimes possible.

Provider sources: Detailed FAQ

Service and commitments

Invoice choice
Homepage advertises no minimums and choice over invoices funded.
Reserve
Remaining invoice balance released after settlement less service fee.
Pricing clarification
Homepage summarizes service fees at 1%–3%; compare the written accrual schedule rather than treating this as a flat universal fee.

Provider sources: Program overview

When it may fit

Our assessment of the published programs

  • Particularly relevant for staffing firms whose payroll dates precede customer invoice settlement.

What to weigh carefully

  • FAQ gives first funding as fast as 3–7 days with complete documents; homepage next-day language should not be read as universal onboarding speed.
  • ABL requires additional diligence and borrowing-base reporting; factoring eligibility does not establish ABL approval.

Questions before you accept an offer

  1. What fee accrues every ten days and how are partial periods handled?
  2. What recourse, reserves and customer limits apply?
  3. What terms follow the advertised 90-day test period?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Commercial Funding

Compare Commercial Funding’s staffing program.

Mazon Associates

Compare Mazon’s fee structure and cancellation window.

The lender

Type
Factoring company
Legal name
Meritus Capital Inc.
Founded
Not yet provided Add it
Charter
Not yet provided Add it
Headquarters
Sebastopol, California
Service area
Based in California; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
merituscapital.com
LinkedIn
Company page

Loan officers at this lender (1)

Each loan officer here has a profile of their own.

TC
The CarnahanListedExecutive Sales Director
Loan officer. Listed from public records. Details fill in when The claims the profile.
Unclaimed
San Francisco, CA

More lenders in California

All of California
CB
CityFirst BankLevr partner
City First Bank finances businesses, nonprofits and community development projects, including equipment, expansion, receivables-backed credit and commercial property. It describes itself as a for-profit CDFI bank.
CDFIs and community lendersCommercial real estate loansEquipment financing
Los Angeles, CA
Drip Capital logo
Drip CapitalLevr partner
Drip Capital offers working capital for trading businesses through vendor finance, receivables finance and revolving credit. Its programs target established business activity rather than a personal-credit-only assessment.
Factoring companiesInvoice factoringWorking capital loans
Sunnyvale, CA
Fundbox logo
FundboxLevr partner
Fundbox offers business credit through direct and embedded platform channels. Available terms can differ by channel, and a public product illustration is not a confirmed borrowing limit.
Online lendersBusiness lines of creditTerm loans
San Francisco, CA
Taycor Financial logo
Taycor FinancialLevr partner
Taycor Financial offers equipment loans and leases, plus working-capital products. Its equipment application-only threshold is not a universal financing maximum; obtain a written quote for the specific program.
Equipment lessorsEquipment financingWorking capital loans
El Segundo, CA
Powered byLevrStanding rises on evidence, never on payment.