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MoFi logo

MoFi

Listed
CDFI for term loans and startup fundingMissoula, MontanaBased in Montana; service area not yet provided
BBLL 000511Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

MoFi provides small-business loans and advisory services to underserved borrowers across six western states. It also participates alongside lenders in a distinct Utah credit program.

CDFI. Mission driven lender serving businesses banks often overlook.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loansStartup funding
General small business
From the lender's own site and public records.

A second look at MoFi

MoFi provides small-business loans and advisory services to underserved borrowers across six western states. It also participates alongside lenders in a distinct Utah credit program.

Direct community business lender and loan-participation provider.

Published by Levr, not by MoFi. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business lending and Utah participation

Footprint
MoFi lists Montana, Idaho, Wyoming, Utah, Washington and Oregon as its operating area.
Borrowers
The business program serves owners lacking the assets, income, experience or credit history needed for bank financing.
Utah participation
USBCI participation can reach $1 million or 40% of the loan, whichever is less; this is the participation share, not the entire loan.
Utah structure
The participation program requires full collateralization, excludes refinancing and has a maximum ten-year term with amortization up to twenty years.

Provider sources: Official lending and lender information · Official lending and lender information · Official lending and lender information

When it may fit

Our assessment of the published programs

  • Western-state entrepreneurs needing flexible community lending or a Utah bank-participation structure.

What to weigh carefully

  • USBCI participation rates apply only to MoFi’s share; the bank prices its own share.
  • Direct business-loan terms and security require a customized review.

Questions before you accept an offer

  1. Which direct-loan or participation program fits my request?
  2. What is the blended cost and remaining balance at maturity?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Live Oak Bank

Live Oak Bank offers a nationwide SBA financing comparison for eligible business uses.

SNAP Financial Access

SNAP Financial Access offers smaller community business loans for eligible Washington-area applicants.

The lender

Type
CDFI
Legal name
Not yet provided Add it
Founded
1986
Charter
Not yet provided Add it
Headquarters
Missoula, Montana
Service area
Based in Montana; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
mofi.org
LinkedIn
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Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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