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Northern Bank & Trust Company

Listed
Bank for commercial real estate loans and business lines of creditWoburn, MassachusettsBased in Massachusetts; service area not yet provided
BBLL 000861Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Northern Bank publishes separate limits for its smaller conventional loans and SBA financing. The small-business line has a variable rate, while the term loan is fixed-rate and can fund a one-time equipment or vehicle purchase.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Commercial real estate loansBusiness lines of creditTerm loansSBA 7(a) loans
From the lender's own site and public records.

A second look at Northern Bank & Trust Company

Northern Bank publishes separate limits for its smaller conventional loans and SBA financing. The small-business line has a variable rate, while the term loan is fixed-rate and can fund a one-time equipment or vehicle purchase.

Bank directly offering conventional and SBA business financing.

Published by Levr, not by Northern Bank & Trust Company. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Small-business credit

Line of credit
Up to $50,000 at a variable rate.
Term loan
Up to $150,000, fixed-rate, with a term up to five years.
Approval
All loans require credit approval; advertised limits are not guaranteed.

Provider sources: Small-business loan

SBA lending

7(a) range
$25,000 to $5 million advertised for startups, acquisitions, franchises, expansion, equipment, inventory or eligible refinancing.
504 uses
Commercial-property purchase, equipment, construction and renovation.

Provider sources: SBA programs

When it may fit

Our assessment of the published programs

  • Businesses comparing a smaller conventional facility with SBA-backed expansion finance.

What to weigh carefully

  • The SBA page’s broad equity and maturity statements are not a complete program-specific eligibility policy.
  • Its larger 504 headline should be clarified into bank, CDC and project amounts.
  • No numerical conventional rate or universal credit-score threshold is provided.

Questions before you accept an offer

  1. Which SBA or conventional product fits our use of funds?
  2. What collateral and owner guarantees apply?
  3. What is the full fee schedule and any amount due at maturity?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Rockland Trust Company

Compare Rockland conventional and SBA options.

Wilmington Savings Fund Society, FSB

Compare WSFS credit lines and SBA structures.

The lender

Type
Bank
Legal name
Northern Bank & Trust Company
Founded
1960
Charter
Not yet provided Add it
Headquarters
Woburn, Massachusetts
Service area
Based in Massachusetts; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
nbtc.com
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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