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Patriot Bank, National Association

Listed
Bank for business lines of credit and commercial real estate loansStamford, ConnecticutBased in Connecticut; service area not yet provided
BBLL 001146Listed Nov 2026From public recordsLast checked Nov 1, 2026
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About

Patriot Bank refocused its lending after a 2025 restructuring on commercial real estate, high-net-worth and business lines, and secured rediscount facilities, with meaningful deposit relationships required.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Business lines of creditCommercial real estate loansAsset based lending
From the lender's own site and public records.

A second look at Patriot Bank, National Association

Patriot Bank refocused its lending after a 2025 restructuring on commercial real estate, high-net-worth and business lines, and secured rediscount facilities, with meaningful deposit relationships required.

Patriot Bank, National Association provides business credit directly as a bank; approval and documentation are determined by the bank.

Published by Levr, not by Patriot Bank, National Association. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Relationship and asset-secured lending

Current scope
The 2026 annual letter says legacy loan programs were retired in 2025, replaced with commercial property, high-net-worth lines and asset-secured rediscount lending.
Business liquidity
The 2025 10-K describes credit for high-net-worth individuals, entrepreneurs and businesses, including facilities supported by securities, property or business assets.
Pricing and deposits
New programs use floating rates tied to SOFR, Treasury or WSJ Prime benchmarks; deposit requirements, interest floors and other covenants may apply.

Provider sources: January 2026 annual letter · 2025 Form 10-K filed March 2026

When it may fit

Our assessment of the published programs

  • High-net-worth business owners, relationship property borrowers and institutional credit providers that fit Patriot’s revised focus.

What to weigh carefully

  • Older general small-business or SBA marketing should not be treated as a current offer; meaningful bank deposits and specialist underwriting are central to the revised model.

Questions before you accept an offer

  1. Do we fit the current relationship profile, and what minimum deposits, collateral, rate floor and renewal terms apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Liberty Bank

Compare Liberty Bank for a bank financing route in US; confirm service in CT, business eligibility, collateral and proposed terms.

Bankwell Bank

Compare Bankwell Bank for a bank financing route in US; confirm service in CT, business eligibility, collateral and proposed terms.

The lender

Type
Bank
Legal name
Patriot Bank, National Association
Founded
1994
Charter
Not yet provided Add it
Headquarters
Stamford, Connecticut
Service area
Based in Connecticut; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
bankpatriot.com
LinkedIn
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Loan officers at this lender

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