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Rapid Finance

Listed
Online lenderMont-Royal, QuebecCanada; the company’s office is in Mont-Royal, Quebec, and applicants should confirm province eligibility.
BBLL 000180Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Rapid Finance Co. is a Canadian business lender serving Canadian-based businesses, with a public $10,000–$300,000 range, at least $5,000 monthly sales, and a stated one-year operating history on its homepage. Its FAQ separately says some businesses operating for six months may qualify, so…

Online lender. Takes applications and makes credit decisions online.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

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A second look at Rapid Finance

Rapid Finance Co. is a Canadian business lender serving Canadian-based businesses, with a public $10,000–$300,000 range, at least $5,000 monthly sales, and a stated one-year operating history on its homepage. Its FAQ separately says some businesses operating for six months may qualify, so applicants should confirm the current screen and weekly repayment terms.

Canadian direct business lender headquartered in Mont-Royal, Quebec; distinct from U.S.-based Rapid Finance.

Published by Levr, not by Rapid Finance. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business loans and inventory financing

Published amount
$10,000–$300,000 on the English homepage.
Published eligibility
Canadian-based business, at least $5,000 in average monthly sales, and one year in business on the homepage; the FAQ says six months may be sufficient, so confirm current underwriting criteria.
Process and timing
The homepage describes approval in about 24 hours and funding as soon as 24 hours; the FAQ says application may take 24–48 hours and funds can arrive within 24 hours after approval.
Repayment and guarantees
The FAQ says repayment is by postdated weekly checks and generally only a personal guarantee is required.

Provider sources: Rapid Finance Co. business-loan overview · Rapid Finance Co. FAQ

When it may fit

Our assessment of the published programs

  • Canadian operating businesses seeking inventory or general business funding that can support weekly repayment and meet the stated monthly-sales screen.

What to weigh carefully

  • The homepage and FAQ differ on whether six or 12 months in business is the minimum; ask which criterion applies to the product and province.
  • The site describes the loans as unregistered and not appearing on credit reports; confirm the legal structure and credit reporting directly in the contract.
  • Rates, fees, maximum term, and collateral treatment beyond the FAQ’s general guarantee statement are not disclosed on the reviewed pages.

Questions before you accept an offer

  1. Which eligibility threshold applies in my province: six months or one year?
  2. What is the full cost, weekly payment, and total duration for the proposed advance?
  3. Is there a personal guarantee, provincial security registration, or credit-bureau reporting?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

2M7 Financial Solutions

2M7 is another Canadian direct alternative-funding provider, with a published revenue-based product and distinct payment options.

BDC

BDC offers Canadian small-business financing through a bank, providing a different underwriting and repayment structure to compare.

The lender

Type
Online lender
Legal name
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Founded
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Charter
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Headquarters
Mont-Royal, Quebec
Service area
Canada; the company’s office is in Mont-Royal, Quebec, and applicants should confirm province eligibility.
Meets in person
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Languages
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Program approvals
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Also lends to consumers
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Website
rapidfinanceco.com
LinkedIn
Company page

Loan officers at this lender

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