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Scotiabank

Listed
Bank for term loans and business lines of creditToronto, OntarioCanadian business financing; eligibility, security and availability depend on the selected program and province.
View 4 loan officers at this lender ↓
BBLL 000187Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Scotiabank provides Canadian business term loans, revolving credit and Canada Small Business Financing Program term loans. Compare maturity, amortization and borrower contribution separately for the program being offered.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loansBusiness lines of creditCanada Small Business Financing Program
From the lender's own site and public records.

A second look at Scotiabank

Scotiabank provides Canadian business term loans, revolving credit and Canada Small Business Financing Program term loans. Compare maturity, amortization and borrower contribution separately for the program being offered.

The Bank of Nova Scotia is the direct bank lender operating as Scotiabank. A government guarantee shares lender risk; the borrower remains responsible for repayment.

Published by Levr, not by Scotiabank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Term Loan for business

Limit
Up to C$1 million, subject to approval.
Payments
Fixed or floating rates and monthly payments. Terms up to five years; real-estate amortization up to twenty years and other loan amortization three to ten years.
Use
Fixed-asset purchases, including eligible purchases made within six months before applying.
Costs and security
No universal rate, complete fee schedule, security package or prepayment formula is established on the product page. Request these in writing.

Provider sources: Official term loan for business

Credit Line for business

Structure
Revolving working capital with a floating rate tied to Scotiabank prime.
Use
Day-to-day business expenses and recurring cash-flow gaps.
Quote details
Approved limit, interest margin, minimum payments, guarantees and fees require a product-specific offer.

Provider sources: Official credit line for business

Canada Small Business Financing Program term loan

Business eligibility
Canadian businesses or startups with gross or projected annual revenue of C$10 million or less; farming is excluded.
Financing share
Up to 90% of eligible purchases, subject to approval and program limits.
Limits
Up to C$1 million total term borrowing; up to C$500,000 for equipment and leaseholds, within which intangible assets and working capital have a C$150,000 sublimit.
Registration fee
2% of the loan amount; may be financed within the applicable maximum.
Principal postponement
The page advertises eleven months without principal payments in the first year. Confirm interest payments, amortization and maturity in the offer.

Provider sources: Official canada small business financing program term loan

When it may fit

Our assessment of the published programs

  • A Canadian owner comparing bank funding for equipment, premises or ongoing operations.
  • A startup may investigate CSBFP eligibility without assuming that conventional bank-loan requirements are identical.

What to weigh carefully

  • A longer amortization than loan term can leave a balance to refinance at maturity.
  • Government program eligibility is not bank approval.
  • Published maximums and financing percentages apply to eligible costs, not every project expense.

Questions before you accept an offer

  1. Is this conventional credit or a CSBFP loan?
  2. What cash investment and guarantees are required?
  3. What balance remains at maturity?
  4. What interest and fees apply during the principal postponement?
  5. How is the early-payoff amount calculated?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Royal Bank of Canada

Compare RBC’s term-loan and CSBFP costs for the same project.

CIBC

Compare CIBC’s secured or unsecured term financing and operating credit.

The lender

Type
Bank
Legal name
Not yet provided Add it
Founded
Not yet provided Add it
Charter
Not yet provided Add it
Headquarters
Toronto, Ontario
Service area
Canadian business financing; eligibility, security and availability depend on the selected program and province.
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
scotiabank.com
LinkedIn
Company page

Loan officers at this lender (4)

Each loan officer here has a profile of their own.

AC
Amanda ChaoListedInvestment Banking Associate
Loan officer. Listed from public records. Details fill in when Amanda claims the profile.
Unclaimed
Calgary, AB
DD
Diana DietrichListedSenior Manager, Strategy
Loan officer. Listed from public records. Details fill in when Diana claims the profile.
Unclaimed
Toronto, ON
JL
Jeffrey LiuListedSpcialiste En Gestion Des Avoirs
Loan officer. Listed from public records. Details fill in when Jeffrey claims the profile.
Unclaimed
Laval, QC
JT
Jennifer TsangListedSenior Associate, Technology, Innovation Banking
Loan officer. Listed from public records. Details fill in when Jennifer claims the profile.
Unclaimed

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