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Square Financial Services, Inc.

Listed
Bank for term loans and working capital loansSalt Lake City, UtahBased in Utah; service area not yet provided
BBLL 000984Listed Nov 2026From public recordsLast checked Nov 1, 2026
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About

Square Financial Services issues business loans offered through Square to eligible sellers. Repayment uses a fixed percentage of Square sales, with one fixed borrowing fee and contractual minimum payments.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loansWorking capital loans
From the lender's own site and public records.

A second look at Square Financial Services, Inc.

Square Financial Services issues business loans offered through Square to eligible sellers. Repayment uses a fixed percentage of Square sales, with one fixed borrowing fee and contractual minimum payments.

Direct bank lender; official sources identify Square Financial Services, Inc..

Published by Levr, not by Square Financial Services, Inc.. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business lending

Originator and eligibility
Square identifies Square Financial Services, Inc. as the issuer; offers depend on Square processing volume, account history and payment frequency.
Pricing
A fixed loan fee determines total borrowing cost; there are no ongoing interest charges, and early repayment does not reduce the total fixed fee.
Repayment
A fixed sales percentage is collected automatically, but minimum payments and a maturity date still apply; sales deductions continue after a minimum is met.

Provider sources: Official Square Loans · Official repayment guide

When it may fit

Our assessment of the published programs

  • Businesses in the bank service area seeking the documented operating or asset-finance programs.

What to weigh carefully

  • Sales-linked repayments do not remove minimum-payment or maturity obligations. Compare the fixed dollar fee with the expected time outstanding.
  • Larger offers can involve collateral and personal guarantees; review the specific agreement.

Questions before you accept an offer

  1. Which documented facility best fits my use of funds and repayment cash flow?
  2. What collateral, guarantees, covenants and financial reporting are required?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Bank of America

Bank of America offers a separate conventional bank working-capital comparison for eligible U.S. sellers.

Wells Fargo

Wells Fargo provides another bank business-credit comparison outside Square/Block.

The lender

Type
Bank
Legal name
Square Financial Services, Inc.
Founded
2021
Charter
Not yet provided Add it
Headquarters
Salt Lake City, Utah
Service area
Based in Utah; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
Not yet provided Add it
Also lends to consumers
Not yet provided Add it
Website
squareup.com
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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