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The Loan Fund

Listed
Direct business lender for term loans and business lines of creditAlbuquerque, New MexicoNew Mexico.
BBLL 000550Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

The Loan Fund finances New Mexico businesses and nonprofits, with smaller microloans and larger expansion facilities.

Direct business lender. Directly funds business financing; products and terms depend on the lender.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loansBusiness lines of credit
General small business
From the lender's own site and public records.

A second look at The Loan Fund

The Loan Fund finances New Mexico businesses and nonprofits, with smaller microloans and larger expansion facilities.

Nonprofit direct community lender providing financing and technical assistance.

Published by Levr, not by The Loan Fund. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Microloans

Amount and term
$500–$50,000, with repayment up to six years.
Published interest
8.7% below $10,000 and 7.875% above $10,000; confirm treatment of exactly $10,000.
Uses
Startup costs, working capital, inventory, fixtures and smaller equipment.

Provider sources: Loan types

Small business loans

Amount and term
$50,000–$350,000; terms up to ten years.
Uses
Expansion, equipment, inventory, working capital and facility improvements.
Fees
2% for loans up to $100,000; 1.5% above $100,000. Lines of credit carry a 2% fee.

Provider sources: Loan products

Underwriting and repayment

Security
Acceptable collateral and demonstrated repayment ability required.
Early payoff
No penalty for early payoff or additional payments.
Process
Financial information and business plan precede underwriting and closing.

Provider sources: Frequently asked questions · Organization overview

When it may fit

Our assessment of the published programs

  • New Mexico entrepreneurs who can offer collateral and want ongoing business support.

What to weigh carefully

  • The FAQ displays broader amount and rate ranges than the product page; obtain a program-specific written quote.
  • Recent bankruptcies and certain industries are excluded.

Questions before you accept an offer

  1. Which product schedule controls my offer and what is the all-in APR?
  2. What collateral valuation, guarantee and lien priority will be required?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

OnDeck

Compare online term financing for an established business.

Fundbox

Compare revolving working-capital credit for repeated smaller draws.

The lender

Type
Direct business lender
Legal name
Not yet provided Add it
Founded
1989
Charter
Not yet provided Add it
Headquarters
Albuquerque, New Mexico
Service area
New Mexico.
Meets in person
Not yet provided Add it
Languages
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Program approvals
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Also lends to consumers
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Website
loanfund.org
LinkedIn
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Loan officers at this lender

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