Business lenders in Arkansas

Banks, credit unions, SBA lenders and specialty lenders that make business loans in Arkansas. Verified lenders sort first. Last checked Nov 1, 2026.

lenders: 19
loan officers: 0
verified: 0
SBA lenders: 5

Lenders sort by standing, then by how recently they were checked. Placement is never for sale.How sorting works

Centennial BankListed

Centennial Bank offers SBA 7(a), Express, export-related and 504 financing alongside USDA programs for rural businesses. Financing can support acquisitions, owner-occupied property, equipment and working capital.

BanksTerm loansBusiness lines of creditUnclaimed

Conway, AR

Listedfrom public recordsConway, AR

Central BankListed

Central Bank of Arkansas offers business operating lines, equipment financing and receivable or inventory-backed credit alongside commercial property and development loans.

BanksBusiness lines of creditWorking capital loansUnclaimed

Little Rock, AR

Listedfrom public recordsLittle Rock, AR

Evolve Bank & TrustListed

Evolve Bank & Trust offers small-business acquisition, equipment and property financing through its SBA-oriented lending team.

BanksBusiness acquisition loansEquipment financingUnclaimed

West Memphis, AR

Listedfrom public recordsWest Memphis, AR

Farmers Bank & Trust CompanyListed

Farmers Bank & Trust serves Arkansas, Texas and Oklahoma with commercial credit for property, equipment and working capital, professional practice financing and farm operating or land loans.

BanksTerm loansBusiness lines of creditUnclaimed

Magnolia, AR

Listedfrom public recordsMagnolia, AR

First Arkansas Bank and TrustListed

First Arkansas Bank & Trust offers businesses lines of credit, new or used equipment and vehicle loans, commercial property finance and construction lending.

BanksBusiness lines of creditEquipment financingUnclaimed

Jacksonville, AR

Listedfrom public recordsJacksonville, AR

First Community BankListed

First Community Bank at firstcommunity.net finances businesses in Arkansas and southern Missouri. It offers equipment and operating finance, commercial property loans, construction lending and agricultural credit.

BanksTerm loansEquipment financingUnclaimed

Batesville, AR

Listedfrom public recordsBatesville, AR

First Security BankListed

First Security Bank offers Arkansas businesses construction and commercial property loans, equipment financing and operating lines, with SBA options for small-business borrowers.

BanksBusiness lines of creditEquipment financingUnclaimed

Searcy, AR

Listedfrom public recordsSearcy, AR

People Trust Community Loan FundListed

People Trust Community Loan Fund provides small-business loans with coaching for businesses in low-income Arkansas communities.

Direct business lendersTerm loansUnclaimed

Little Rock, AR

Listedfrom public recordsLittle Rock, AR

Relyance BankListed

Relyance Bank provides Arkansas companies customized commercial credit, equipment finance and owner-occupied or investment property loans, with SBA lending also available.

BanksWorking capital loansEquipment financingUnclaimed

White Hall, AR

Listedfrom public recordsWhite Hall, AR

The Citizens BankListed

The Citizens Bank in Batesville, Arkansas offers business term loans, revolving lines, equipment and property credit. Its agricultural team also finances poultry, cattle and row-crop operations.

BanksTerm loansBusiness lines of creditUnclaimed

Batesville, AR

Listedfrom public recordsBatesville, AR

Uplift BankListed

Uplift Bank offers business lines, equipment, property and construction finance, plus agricultural and poultry lending. Its SBA Preferred Lender team provides 7(a) and Express loans.

BanksBusiness lines of creditEquipment financingUnclaimed

Arkadelphia, AR

Listedfrom public recordsArkadelphia, AR

Arvest BankListed

Arvest Bank combines fixed-rate business term loans, revolving operating credit and commercial property financing with a dedicated equipment-finance team. Published pages explain uses but do not provide a universal price or underwriting threshold.

BanksCommercial real estate loansEquipment financingUnclaimed

Fayetteville, AR

Listedfrom public recordsFayetteville, AR

Bank OZKListed

Bank OZK offers general commercial lending and a dedicated government-guaranteed loan channel. Its SBA page is unusually explicit that non-property SBA applications require a minimum closing lead time after information is received.

BanksCommercial real estate loansEquipment financingUnclaimed

Little Rock, AR

Listedfrom public recordsLittle Rock, AR

Chambers BankListed

Chambers Bank offers commercial working-capital, equipment, expansion and property financing. Its menu explicitly covers new or used assets, facilities improvements and development or construction projects.

BanksCommercial real estate loansEquipment financingUnclaimed

Danville, AR

Listedfrom public recordsDanville, AR

Communities UnlimitedListed

Communities Unlimited lends directly to small businesses in its seven-state Mid-South territory and pairs financing with entrepreneurship support. Its current business page has a higher ceiling than its older brochure.

Direct business lendersEquipment financingWorking capital loansUnclaimed

Fayetteville, AR

Listedfrom public recordsFayetteville, AR

ENCORE BANKListed

Encore Bank offers conventional term and revolving credit plus specialized law-firm banking. Its business lines can be secured or unsecured, while law-firm facilities include working capital, case costs and partner capital.

BanksEquipment financingBusiness lines of creditUnclaimed

Little Rock, AR

Listedfrom public recordsLittle Rock, AR

Exchange Capital CorporationListed

Exchange Capital Corporation provides selected receivables funding and invoice administration for businesses waiting on commercial customer payments.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Conway, AR

Listedfrom public recordsConway, AR

Simmons BankListed

Simmons Bank offers conventional business and construction loans alongside SBA 7(a), 504 and Express financing.

BanksBusiness acquisition loansCommercial real estate loansUnclaimed

Pine Bluff, AR

Listedfrom public recordsPine Bluff, AR

Sunbelt FinanceListed

Sunbelt Finance offers freight factoring and related carrier services, including fuel advances and customer-credit checks. Published advance figures differ between its homepage and program page.

Factoring companiesInvoice factoringWorking capital loansUnclaimed

Jonesboro, AR

Listedfrom public recordsJonesboro, AR

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Arkansas, what to know

19 lenders make business loans in Arkansas, led by banks and direct business lenders. Banks in Arkansas answer to the OCC, the FDIC or the state, and credit unions to the NCUA. Each entry links its charter source.

Disclosure watch

Arkansas at a glance

Most common loan type: Equipment financing
Typical deal range: Set by each lender
Lender types here: Banks, Direct business lenders
SBA lenders: 5

Cities in Arkansas

Little Rock4 Batesville2 Conway2 Fayetteville2 Arkadelphia1 Danville1 Jacksonville1 Jonesboro1 Magnolia1 Pine Bluff1 Searcy1 West Memphis1 White Hall1

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How do I know a Arkansas lender is legitimate?

Look for a charter or license link, verified status, SBA or CDFI approval where it applies, and fees in writing. Every one of those links to its official source on the entry.

What does a lender look at first?

Cash flow, credit, collateral, time in business and how much of your own money is in the deal. Each lender's minimums show on its entry so you can check fit before you call.

How does a lender get on the register?

Entries start from public records: charters, program lists and business filings. Standing rises as the lender claims its entry, adds its loan officers and verifies its details.

What happens when I request contact?

Your request goes to the lender or loan officer you chose, in their Levr workspace, and to no one else. Most reply within two business days.