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Bank OZK

Listed
Bank for commercial real estate loans and equipment financingLittle Rock, ArkansasBased in Arkansas; service area not yet provided
BBLL 000772Listed Oct 2026From public recordsLast checked Oct 31, 2026
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About

Bank OZK offers general commercial lending and a dedicated government-guaranteed loan channel. Its SBA page is unusually explicit that non-property SBA applications require a minimum closing lead time after information is received.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Commercial real estate loansEquipment financingSBA 504 loans
From the lender's own site and public records.

A second look at Bank OZK

Bank OZK offers general commercial lending and a dedicated government-guaranteed loan channel. Its SBA page is unusually explicit that non-property SBA applications require a minimum closing lead time after information is received.

Direct bank lender, Bank OZK; government-guaranteed loans are offered through its specialist team.

Published by Levr, not by Bank OZK. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked October 31, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

SBA 7(a)

Maximum
Up to $5 million.
Project coverage
Up to 90% financing is advertised; required equity depends on the transaction.
Fees
Fees may be financed into the loan.
Timing
The page states a minimum of 45 days from receipt of information to closing for non-real-estate applications.

Provider sources: SBA loan options

Conventional business loans and lines

Term structures
Both short- and long-term business loans are offered with customized repayment schedules.
Property
Commercial real-estate finance covers owner-occupied and non-owner-occupied property, including renovation and construction.
Revolving credit
Business lines of credit are available; amounts and underwriting thresholds require a banker review.

Provider sources: Business lending

When it may fit

Our assessment of the published programs

  • Borrowers comparing SBA financing with conventional property or business credit.
  • Acquisition or expansion planners who can allow time for a documented closing process.

What to weigh carefully

  • A minimum processing period is not a guaranteed closing date.
  • The bank also advertises 504 financing; distinguish the CDC debenture from the bank’s separate loan and combined project size.
  • Current rates, collateral rules and detailed fees are not universally published.

Questions before you accept an offer

  1. When does the 45-day timeline start for my complete file?
  2. What equity, guarantees and fees apply to this specific structure?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Atlantic Union Bank

Compare Atlantic Union SBA lending in its service area.

Old National Bank

Compare Old National conventional and SBA options.

The lender

Type
Bank
Legal name
Bank OZK
Founded
1903
Charter
Not yet provided Add it
Headquarters
Little Rock, Arkansas
Service area
Based in Arkansas; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
SBA 504
Also lends to consumers
Not yet provided Add it
Website
ozk.com
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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