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Capital CDC logo

Capital CDC

Listed
Direct business lender for sBA 504 loans and commercial real estate loansAustin, TexasBased in Texas; service area not yet provided
BBLL 000648Listed Nov 2026From public recordsLast checked Nov 1, 2026
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About

Capital CDC provides SBA 504 fixed-asset financing with commercial lending partners, including business property or equipment purchases and eligible debt refinancing.

Direct business lender. Directly funds business financing; products and terms depend on the lender.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

SBA 504 loansCommercial real estate loansEquipment financing
General small business
From the lender's own site and public records.

A second look at Capital CDC

Capital CDC provides SBA 504 fixed-asset financing with commercial lending partners, including business property or equipment purchases and eligible debt refinancing.

Capital CDC is a nonprofit development lender delivering the CDC/SBA 504 portion alongside a separate first-lien commercial lender.

Published by Levr, not by Capital CDC. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Financing programs

Project structure
The typical structure is a 50% lender note, 40% SBA 504 note and 10% borrower contribution, with project-specific exceptions.
Fixed-asset use
504 financing can support owner-occupied commercial property and equipment, with a fixed-rate SBA portion.
Refinancing
Offers co-lender financing to refinance eligible commercial property or equipment debt; equity and cash-out eligibility depend on program rules.

Provider sources: SBA 504 lending · 504 refinance

When it may fit

Our assessment of the published programs

  • Qualifying owner-operated businesses buying or refinancing long-lived assets with bank or other co-lender support.

What to weigh carefully

  • Published refinancing tests and equity-withdrawal rules are program-specific; obtain current SBA eligibility rather than treating refinancing as unrestricted working capital.

Questions before you accept an offer

  1. What bank, CDC and equity shares apply, and when does the SBA portion’s interest rate lock?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Prosperity Bank (formerly American Bank)

Compare Prosperity Bank (formerly American Bank) for a bank financing route in US; confirm service in TX, business eligibility, collateral and proposed terms.

Texas Capital Bank

Compare Texas Capital Bank for a bank financing route in US; confirm service in TX, business eligibility, collateral and proposed terms.

The lender

Type
Direct business lender
Legal name
Not yet provided Add it
Founded
1993
Charter
Not yet provided Add it
Headquarters
Austin, Texas
Service area
Based in Texas; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
SBA 504
Also lends to consumers
Not yet provided Add it
Website
capitalcdc.com
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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