Central Bank & Trust Co.

Listed

Bank for term loans and business lines of creditLexington, KentuckyBased in Kentucky; service area not yet provided

BBLL 001035Listed Nov 2026From public recordsLast checked Nov 1, 2026

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About

Central Bank & Trust Co. offers businesses in its Kentucky, Ohio and Indiana markets working-capital lines, equipment and acquisition term loans, and commercial property financing.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Term loans Business lines of credit Working capital loans Equipment financing Business acquisition loans Commercial real estate loans

From the lender's own site and public records.

A second look at Central Bank & Trust Co.

Central Bank & Trust Co. offers businesses in its Kentucky, Ohio and Indiana markets working-capital lines, equipment and acquisition term loans, and commercial property financing.

Central Bank & Trust Co. provides business credit directly as a bank; approval and documentation are determined by the bank.

Published by Levr, not by Central Bank & Trust Co.. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

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Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business lending

Working capital: Lines support short-term or seasonal needs; an optional deposit sweep can automatically fund disbursements and reduce loan balances.
Term financing: Lump-sum loans finance equipment, ownership changes, business acquisitions and other long-term needs.
Property credit: Offers land acquisition, development, construction and term financing for commercial property.

Provider sources: Business borrowing · Business lending team

When it may fit

Our assessment of the published programs

Businesses in the bank’s Kentucky, Ohio or Indiana markets with operating or longer-term investment needs.

What to weigh carefully

SBA options are listed, but the reviewed source does not identify a specific subprogram or establish Preferred Lender status.

Questions before you accept an offer

Can our operating account support a line sweep, and what minimum balances, fees and reporting requirements apply?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Stock Yards Bank & Trust Company

Compare Stock Yards Bank & Trust Company for business lending in KY; confirm the project location, collateral requirements and proposed terms.

Republic Bank & Trust Company

Compare Republic Bank & Trust Company for business lending in KY; confirm the project location, collateral requirements and proposed terms.

The lender

Type: Bank
Legal name: Central Bank & Trust Co.
Founded: 1938
Charter: Not yet provided Add it
Headquarters: Lexington, Kentucky
Service area: Based in Kentucky; service area not yet provided
Meets in person: Not yet provided Add it
Languages: Not yet provided Add it
Program approvals: Not yet provided Add it
Also lends to consumers: Not yet provided Add it
Website: centralbank.com
LinkedIn: Not yet provided Add it

Loan officers at this lender

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Tell us what your business needs. Our team reviews your request before arranging the next step.

Charter and approvals

FDIC certificate, 15815Record

Each one links to its official record.

Location

Based in Kentucky; service area not yet provided.

Sources: FDIC BankFind institution record (Nov 1, 2026), FDIC financial report, June 30, 2026 (Nov 1, 2026), Business borrowing (Nov 1, 2026), Business lending team (Nov 1, 2026).

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