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ChoiceOne Bank

Listed
Bank for business lines of credit and equipment financingSparta, MichiganBased in Michigan; service area not yet provided
BBLL 001014Listed Nov 2026From public recordsLast checked Nov 1, 2026
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About

ChoiceOne Bank offers Michigan businesses working capital lines, equipment loans and commercial property finance. Its property lending includes owner-occupied and investment projects, with SBA 7(a) and 504 options.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

What they lend

Business lines of creditEquipment financingCommercial real estate loansWorking capital loansSBA 7(a) loans
From the lender's own site and public records.

A second look at ChoiceOne Bank

ChoiceOne Bank offers Michigan businesses working capital lines, equipment loans and commercial property finance. Its property lending includes owner-occupied and investment projects, with SBA 7(a) and 504 options.

Direct bank lender; the official property page identifies ChoiceOne as an SBA Preferred Lender.

Published by Levr, not by ChoiceOne Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

Visit the official provider website →

Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Working capital, equipment and property finance

Revolving credit
Working capital lines allow businesses to draw funds as needed for operations and cash flow.
Equipment
Loans support tools, machinery and technology for manufacturing, construction, farming and service businesses.
Property
Commercial real estate finance covers owner-occupied and investment property, with fixed or floating rates.
SBA options
The property page explicitly describes SBA 7(a) and 504 financing for eligible property/fixed-asset needs.

Provider sources: Official working capital credit · Official equipment loans · Official real estate lending

When it may fit

Our assessment of the published programs

  • Michigan businesses comparing local bank working capital, equipment or property credit.

What to weigh carefully

  • Confirm SBA eligibility and the specific bank/agency role for government property programs; public descriptions do not establish approval.

Questions before you accept an offer

  1. Should the property be financed conventionally or through SBA 7(a)/504?
  2. What guarantees and collateral reporting apply to a working line?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

Huntington Bank

Huntington offers another Michigan business and SBA banking comparison.

BMO Bank

BMO Bank provides a separate Midwest commercial-credit comparison.

The lender

Type
Bank
Legal name
ChoiceOne Bank
Founded
1898
Charter
Not yet provided Add it
Headquarters
Sparta, Michigan
Service area
Based in Michigan; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
SBA preferred lender
Also lends to consumers
Not yet provided Add it
Website
choiceone.bank
LinkedIn
Company page

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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