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Cogent Bank

Listed
Bank for term loans and business lines of creditOrlando, FloridaBased in Florida; service area not yet provided
BBLL 000934Listed Nov 2026From public recordsLast checked Nov 1, 2026

About

Cogent Bank offers Florida business term loans for acquisitions, refinancing and permanent working capital, revolving business lines and SBA 7(a) or 504 financing.

Bank. Lends to businesses from its own deposits.

This entry starts from public records. The lender fills in the rest when it claims the entry, which is free.

A second look at Cogent Bank

Cogent Bank offers Florida business term loans for acquisitions, refinancing and permanent working capital, revolving business lines and SBA 7(a) or 504 financing.

Cogent Bank provides business credit directly as a bank; approval and documentation are determined by the bank.

Published by Levr, not by Cogent Bank. This is a source-based profile and editorial assessment, not customer reviews or a promise of approval. Sources checked November 1, 2026.

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Programs and published requirements

Compare the specific program and legal funding entity on your offer. Advertised limits and minimums do not guarantee eligibility or your price.

Business lending

Term credit
Scheduled-payment term loans support business acquisitions, debt consolidation, refinancing and permanent working capital.
SBA options
Offers 7(a) and 504 loans for qualifying business and fixed-asset projects.
Revolving operations
Business lines can be borrowed, repaid and reused for cash-flow fluctuations, seasonal costs, inventory or payroll.

Provider sources: Business term loans · Business lines of credit

When it may fit

Our assessment of the published programs

  • Florida businesses comparing revolving operating credit with longer-term acquisition or investment funding.

What to weigh carefully

  • Loan sizing depends on cash flow, collateral, purpose and credit profile; program conditions vary.

Questions before you accept an offer

  1. What documentation, collateral and guarantees are required, and is conventional or SBA financing the better fit?

Ask for written terms. Compare net cash received, total repayment, fees, payment timing and early-payoff costs for the same financing need.

Prepare your comparison

Use the same questions and figures for each offer you receive.

Alternatives to research

These are options for a related financing need, not a ranking or a claim of equivalent eligibility or pricing.

SouthState Bank

Compare SouthState Bank for business lending in FL; confirm the project location, collateral requirements and proposed terms.

Raymond James Bank

Compare Raymond James Bank for business lending in FL; confirm the project location, collateral requirements and proposed terms.

The lender

Type
Bank
Legal name
Cogent Bank
Founded
1999
Charter
Not yet provided Add it
Headquarters
Orlando, Florida
Service area
Based in Florida; service area not yet provided
Meets in person
Not yet provided Add it
Languages
Not yet provided Add it
Program approvals
SBA 504
Also lends to consumers
Not yet provided Add it
LinkedIn
Not yet provided Add it

Loan officers at this lender

No loan officers listed yet. Work here? Claim your profile.

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